{
  "canonical_url": "https://lendb.ai/in/michigan/allegan-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 6 funded USDA home loans in Allegan County, MI in 2025, 8 loans in all, per HMDA, FFIEC/CFPB data. The most active were Union Home Mortgage (3), VanDyk Mortgage (1) and Gold Star Mortgage Financial Group (1). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Allegan County are linked below.",
  "county": {
    "fips": "26005",
    "name": "Allegan County",
    "state": "MI"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 6,
    "lenders_10": 0,
    "loans": 8,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 3,
      "includes_brokered": true,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 168000,
            "full_name": "Jason Kolberg",
            "canonical_url": "https://lendb.ai/lo/jason-kolberg-168000",
            "branch_city": "Benton Harbor",
            "branch_state": "MI"
          },
          {
            "nmls_id": 140219,
            "full_name": "Kirk Vanhorn",
            "canonical_url": "https://lendb.ai/lo/kirk-vanhorn-140219",
            "branch_city": "Benton Harbor",
            "branch_state": "MI"
          },
          {
            "nmls_id": 168001,
            "full_name": "Larry Lloyd",
            "canonical_url": "https://lendb.ai/lo/larry-lloyd-168001",
            "branch_city": "Benton Harbor",
            "branch_state": "MI"
          }
        ]
      }
    },
    {
      "nmls_id": 3035,
      "name": "VanDyk Mortgage",
      "slug": "vandyk-mortgage-3035",
      "canonical_url": "https://lendb.ai/lender/vandyk-mortgage-3035",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3446,
      "name": "Gold Star Mortgage Financial Group",
      "slug": "gold-star-mortgage-financial-group-3446",
      "canonical_url": "https://lendb.ai/lender/gold-star-mortgage-financial-group-3446",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 4181,
      "name": "Top Flite Financial, Inc.",
      "slug": "top-flite-financial-inc-4181",
      "canonical_url": "https://lendb.ai/lender/top-flite-financial-inc-4181",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 104621,
      "name": "Consumer Real Estate Finance Co.",
      "slug": "consumer-real-estate-finance-co-104621",
      "canonical_url": "https://lendb.ai/lender/consumer-real-estate-finance-co-104621",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}