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canonical_url: https://lendb.ai/in/michigan/bay-county/fha-loans
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# Top lenders for FHA loans in Bay County, MI

These are lenders, not loan officers. Of the lenders LenDb lists, 50 funded FHA home loans in Bay County, MI in 2025, 257 loans in all, per HMDA, FFIEC/CFPB data. The most active were Staunton Financial, Inc. (46), Rocket Mortgage (45) and United Wholesale Mortgage (29). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Bay County are linked below.

## Most FHA loans funded, 2025

1. **[Staunton Financial, Inc.](https://lendb.ai/lender/staunton-financial-inc-140012)**: 46 FHA loans
   - LenDb does not list loan officers at this lender near Bay County yet.
2. **[Rocket Mortgage](https://lendb.ai/lender/rocket-mortgage-3030)**: 45 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Bay County yet.
3. **[United Wholesale Mortgage](https://lendb.ai/lender/united-wholesale-mortgage-3038)**: 29 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Bay County yet.
4. **[DAS Acquisition Company, LLC](https://lendb.ai/lender/das-acquisition-company-llc-227262)**: 23 FHA loans
   - LenDb does not list loan officers at this lender near Bay County yet.
5. **[Guaranteed Rate (Rate)](https://lendb.ai/lender/guaranteed-rate-2611)**: 13 FHA loans
   - LenDb does not list loan officers at this lender near Bay County yet.
6. **[Freedom Mortgage](https://lendb.ai/lender/freedom-mortgage-2767)**: 7 FHA loans
   - LenDb does not list loan officers at this lender near Bay County yet.
7. **[Pennymac](https://lendb.ai/lender/pennymac-35953)**: 7 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Bay County yet.
8. **[Newrez](https://lendb.ai/lender/newrez-3013)**: 6 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Bay County yet.
9. **[First Community Mortgage](https://lendb.ai/lender/first-community-mortgage-629700)**: 5 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Bay County yet.
10. **[Preston Home Loans Inc](https://lendb.ai/lender/preston-home-loans-inc-1759275)**: 5 FHA loans
   - LenDb does not list loan officers at this lender near Bay County yet.

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

Cite as: LenDb.ai, https://lendb.ai/in/michigan/bay-county/fha-loans.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._