{
  "canonical_url": "https://lendb.ai/in/michigan/branch-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 4 funded USDA home loans in Branch County, MI in 2025, 14 loans in all, per HMDA, FFIEC/CFPB data. The most active were Union Home Mortgage (10), GVC Mortgage, Inc. (2) and Newrez (1). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Branch County are linked below.",
  "county": {
    "fips": "26023",
    "name": "Branch County",
    "state": "MI"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 4,
    "lenders_10": 1,
    "loans": 14,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 10,
      "includes_brokered": true,
      "loan_officers": {
        "total": 4,
        "people": [
          {
            "nmls_id": 133274,
            "full_name": "Eric Ellison",
            "canonical_url": "https://lendb.ai/lo/eric-ellison-133274",
            "branch_city": "Coldwater",
            "branch_state": "MI"
          },
          {
            "nmls_id": 1367315,
            "full_name": "Alex Scheske",
            "canonical_url": "https://lendb.ai/lo/alexander-scheske-1367315",
            "branch_city": "Sturgis",
            "branch_state": "MI"
          },
          {
            "nmls_id": 131465,
            "full_name": "Bryon Mallernee",
            "canonical_url": "https://lendb.ai/lo/bryon-mallernee-131465",
            "branch_city": "Battle Creek",
            "branch_state": "MI"
          }
        ]
      }
    },
    {
      "nmls_id": 2334,
      "name": "GVC Mortgage, Inc.",
      "slug": "gvc-mortgage-inc-2334",
      "canonical_url": "https://lendb.ai/lender/gvc-mortgage-inc-2334",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3446,
      "name": "Gold Star Mortgage Financial Group",
      "slug": "gold-star-mortgage-financial-group-3446",
      "canonical_url": "https://lendb.ai/lender/gold-star-mortgage-financial-group-3446",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}