{
  "canonical_url": "https://lendb.ai/in/michigan/cass-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 73 funded conventional home loans in Cass County, MI in 2025, 362 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (64), Ruoff Mortgage (48) and CrossCountry Mortgage (25). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Cass County are linked below.",
  "county": {
    "fips": "26027",
    "name": "Cass County",
    "state": "MI"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 73,
    "lenders_10": 7,
    "loans": 362,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 64,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 141868,
      "name": "Ruoff Mortgage",
      "slug": "ruoff-mortgage-141868",
      "canonical_url": "https://lendb.ai/lender/ruoff-mortgage-141868",
      "loans": 48,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 1064148,
            "full_name": "Ron Rogers",
            "canonical_url": "https://lendb.ai/lo/ronnie-rogers-1064148",
            "branch_city": "Niles",
            "branch_state": "MI"
          }
        ]
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 25,
      "includes_brokered": false,
      "loan_officers": {
        "total": 17,
        "people": [
          {
            "nmls_id": 1174329,
            "full_name": "Nikki Welsch",
            "canonical_url": "https://lendb.ai/lo/nicole-welsch-1174329",
            "branch_city": "Edwardsburg",
            "branch_state": "MI"
          },
          {
            "nmls_id": 2040981,
            "full_name": "Edwin Carrillo Garcia",
            "canonical_url": "https://lendb.ai/lo/edwin-carrillo-garcia-2040981",
            "branch_city": "Elkhart",
            "branch_state": "IN"
          },
          {
            "nmls_id": 226786,
            "full_name": "Jonathan McKinnies",
            "canonical_url": "https://lendb.ai/lo/jonathan-mckinnies-226786",
            "branch_city": "Mishawaka",
            "branch_state": "IN"
          }
        ]
      }
    },
    {
      "nmls_id": 66247,
      "name": "Cardinal Financial Company",
      "slug": "cardinal-financial-66247",
      "canonical_url": "https://lendb.ai/lender/cardinal-financial-66247",
      "loans": 24,
      "includes_brokered": true,
      "loan_officers": {
        "total": 21,
        "people": [
          {
            "nmls_id": 2076623,
            "full_name": "Amanda Newland",
            "canonical_url": "https://lendb.ai/lo/amanda-newland-2076623",
            "branch_city": "Goshen",
            "branch_state": "IN"
          },
          {
            "nmls_id": 2672251,
            "full_name": "Ryan Sibley",
            "canonical_url": "https://lendb.ai/lo/ryan-sibley-2672251",
            "branch_city": "Goshen",
            "branch_state": "IN"
          },
          {
            "nmls_id": 136738,
            "full_name": "Tim Weldy",
            "canonical_url": "https://lendb.ai/lo/tim-weldy-136738",
            "branch_city": "Goshen",
            "branch_state": "IN"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 16,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 403245,
      "name": "Fifth Third Bank",
      "slug": "fifth-third-bank-403245",
      "canonical_url": "https://lendb.ai/lender/fifth-third-bank-403245",
      "loans": 15,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 12,
      "includes_brokered": true,
      "loan_officers": {
        "total": 4,
        "people": [
          {
            "nmls_id": 168000,
            "full_name": "Jason Kolberg",
            "canonical_url": "https://lendb.ai/lo/jason-kolberg-168000",
            "branch_city": "Benton Harbor",
            "branch_state": "MI"
          },
          {
            "nmls_id": 1367315,
            "full_name": "Alex Scheske",
            "canonical_url": "https://lendb.ai/lo/alexander-scheske-1367315",
            "branch_city": "Sturgis",
            "branch_state": "MI"
          },
          {
            "nmls_id": 140219,
            "full_name": "Kirk Vanhorn",
            "canonical_url": "https://lendb.ai/lo/kirk-vanhorn-140219",
            "branch_city": "Benton Harbor",
            "branch_state": "MI"
          }
        ]
      }
    },
    {
      "nmls_id": 399798,
      "name": "JPMorgan Chase Bank (Chase Home Lending)",
      "slug": "chase-399798",
      "canonical_url": "https://lendb.ai/lender/chase-399798",
      "loans": 9,
      "includes_brokered": false,
      "loan_officers": {
        "total": 4,
        "people": [
          {
            "nmls_id": 1339397,
            "full_name": "Ashley Foulkes",
            "canonical_url": "https://lendb.ai/lo/ashley-foulkes-1339397",
            "branch_city": "Elkhart",
            "branch_state": "IN"
          },
          {
            "nmls_id": 588203,
            "full_name": "Katherine Chapple",
            "canonical_url": "https://lendb.ai/lo/katherine-chapple-588203",
            "branch_city": "South Bend",
            "branch_state": "IN"
          },
          {
            "nmls_id": 1664104,
            "full_name": "Elizabeth Vera",
            "canonical_url": "https://lendb.ai/lo/elizabeth-vera-1664104",
            "branch_city": "Goshen",
            "branch_state": "IN"
          }
        ]
      }
    },
    {
      "nmls_id": 459308,
      "name": "Old National Bank",
      "slug": "old-national-bank-459308",
      "canonical_url": "https://lendb.ai/lender/old-national-bank-459308",
      "loans": 9,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 402435,
      "name": "Huntington National Bank",
      "slug": "huntington-national-bank-402435",
      "canonical_url": "https://lendb.ai/lender/huntington-national-bank-402435",
      "loans": 7,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}