{
  "canonical_url": "https://lendb.ai/in/michigan/lapeer-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 83 funded conventional home loans in Lapeer County, MI in 2025, 763 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (180), United Wholesale Mortgage (132) and Huntington National Bank (34). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Lapeer County are linked below.",
  "county": {
    "fips": "26087",
    "name": "Lapeer County",
    "state": "MI"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 83,
    "lenders_10": 15,
    "loans": 763,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 180,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 132,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 402435,
      "name": "Huntington National Bank",
      "slug": "huntington-national-bank-402435",
      "canonical_url": "https://lendb.ai/lender/huntington-national-bank-402435",
      "loans": 34,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 31,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1759275,
      "name": "Preston Home Loans Inc",
      "slug": "preston-home-loans-inc-1759275",
      "canonical_url": "https://lendb.ai/lender/preston-home-loans-inc-1759275",
      "loans": 29,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399798,
      "name": "JPMorgan Chase Bank (Chase Home Lending)",
      "slug": "chase-399798",
      "canonical_url": "https://lendb.ai/lender/chase-399798",
      "loans": 27,
      "includes_brokered": false,
      "loan_officers": {
        "total": 6,
        "people": [
          {
            "nmls_id": 21235,
            "full_name": "Michael Sanderson",
            "canonical_url": "https://lendb.ai/lo/michael-sanderson-21235",
            "branch_city": "Washington Twp",
            "branch_state": "MI"
          },
          {
            "nmls_id": 161285,
            "full_name": "Ryan Engelmann",
            "canonical_url": "https://lendb.ai/lo/ryan-engelmann-161285",
            "branch_city": "Flint",
            "branch_state": "MI"
          },
          {
            "nmls_id": 134313,
            "full_name": "Melinda Thomas",
            "canonical_url": "https://lendb.ai/lo/melinda-thomas-134313",
            "branch_city": "Clarkston",
            "branch_state": "MI"
          }
        ]
      }
    },
    {
      "nmls_id": 1241272,
      "name": "First Choice MH LLC",
      "slug": "first-choice-mh-llc-1241272",
      "canonical_url": "https://lendb.ai/lender/first-choice-mh-llc-1241272",
      "loans": 22,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 446303,
      "name": "PNC Bank",
      "slug": "pnc-bank-446303",
      "canonical_url": "https://lendb.ai/lender/pnc-bank-446303",
      "loans": 18,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 880625,
      "name": "BLG HOLDINGS, LLC",
      "slug": "blg-holdings-llc-880625",
      "canonical_url": "https://lendb.ai/lender/blg-holdings-llc-880625",
      "loans": 17,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 15,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 533656,
            "full_name": "Sandee Lutz",
            "canonical_url": "https://lendb.ai/lo/sandra-lutz-533656",
            "branch_city": "Romeo",
            "branch_state": "MI"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}