{
  "canonical_url": "https://lendb.ai/in/michigan/livingston-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 13 funded USDA home loans in Livingston County, MI in 2025, 19 loans in all, per HMDA, FFIEC/CFPB data. The most active were Union Home Mortgage (5), Plaza Home Mortgage, Inc. (2) and Highlands Residential Mortgage (2). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Livingston County are linked below.",
  "county": {
    "fips": "26093",
    "name": "Livingston County",
    "state": "MI"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 13,
    "lenders_10": 0,
    "loans": 19,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 5,
      "includes_brokered": true,
      "loan_officers": {
        "total": 21,
        "people": [
          {
            "nmls_id": 153808,
            "full_name": "Katie Lawrence",
            "canonical_url": "https://lendb.ai/lo/katie-lawrence-153808",
            "branch_city": "Brighton",
            "branch_state": "MI"
          },
          {
            "nmls_id": 525338,
            "full_name": "Pamela J. Hall",
            "canonical_url": "https://lendb.ai/lo/pamela-j-hall-mba-525338",
            "branch_city": "Brighton",
            "branch_state": "MI"
          },
          {
            "nmls_id": 1954437,
            "full_name": "Stacy Beauchamp",
            "canonical_url": "https://lendb.ai/lo/stacy-beauchamp-1954437",
            "branch_city": "Brighton",
            "branch_state": "MI"
          }
        ]
      }
    },
    {
      "nmls_id": 2113,
      "name": "Plaza Home Mortgage, Inc.",
      "slug": "plaza-home-mortgage-inc-2113",
      "canonical_url": "https://lendb.ai/lender/plaza-home-mortgage-inc-2113",
      "loans": 2,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 134871,
      "name": "Highlands Residential Mortgage",
      "slug": "highlands-residential-mortgage-134871",
      "canonical_url": "https://lendb.ai/lender/highlands-residential-mortgage-134871",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 131444,
            "full_name": "Christian Niendorf",
            "canonical_url": "https://lendb.ai/lo/christian-niendorf-131444",
            "branch_city": "Brighton",
            "branch_state": "MI"
          },
          {
            "nmls_id": 168883,
            "full_name": "Jennifer Coppola",
            "canonical_url": "https://lendb.ai/lo/jennifer-coppola-168883",
            "branch_city": "Brighton",
            "branch_state": "MI"
          },
          {
            "nmls_id": 311342,
            "full_name": "Dave Saylor",
            "canonical_url": "https://lendb.ai/lo/david-saylor-311342",
            "branch_city": "Brighton",
            "branch_state": "MI"
          }
        ]
      }
    },
    {
      "nmls_id": 2826,
      "name": "American Financial Resources, LLC",
      "slug": "american-financial-resources-llc-2826",
      "canonical_url": "https://lendb.ai/lender/american-financial-resources-llc-2826",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3028,
      "name": "Towne Mortgage Company",
      "slug": "towne-mortgage-company-3028",
      "canonical_url": "https://lendb.ai/lender/towne-mortgage-company-3028",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3112,
      "name": "First Colony Mortgage Corporation",
      "slug": "first-colony-mortgage-corporation-3112",
      "canonical_url": "https://lendb.ai/lender/first-colony-mortgage-corporation-3112",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 53112,
      "name": "JMAC Lending, Inc.",
      "slug": "jmac-lending-inc-53112",
      "canonical_url": "https://lendb.ai/lender/jmac-lending-inc-53112",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}