{
  "canonical_url": "https://lendb.ai/in/michigan/macomb-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 165 funded conventional home loans in Macomb County, MI in 2025, 9,254 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (2,681), Rocket Mortgage (2,062) and Union Home Mortgage (306). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Macomb County are linked below.",
  "county": {
    "fips": "26099",
    "name": "Macomb County",
    "state": "MI"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 165,
    "lenders_10": 75,
    "loans": 9254,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 2681,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 2062,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 306,
      "includes_brokered": true,
      "loan_officers": {
        "total": 38,
        "people": [
          {
            "nmls_id": 27546,
            "full_name": "Jason Stiltner",
            "canonical_url": "https://lendb.ai/lo/jason-stiltner-27546",
            "branch_city": "Rochester",
            "branch_state": "MI"
          },
          {
            "nmls_id": 33820,
            "full_name": "Sam Reda",
            "canonical_url": "https://lendb.ai/lo/sam-reda-33820",
            "branch_city": "Rochester",
            "branch_state": "MI"
          },
          {
            "nmls_id": 173350,
            "full_name": "Nick Vagnetti",
            "canonical_url": "https://lendb.ai/lo/nick-vagnetti-173350",
            "branch_city": "Rochester",
            "branch_state": "MI"
          }
        ]
      }
    },
    {
      "nmls_id": 417490,
      "name": "Flagstar Bank",
      "slug": "flagstar-bank-417490",
      "canonical_url": "https://lendb.ai/lender/flagstar-bank-417490",
      "loans": 278,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 402435,
      "name": "Huntington National Bank",
      "slug": "huntington-national-bank-402435",
      "canonical_url": "https://lendb.ai/lender/huntington-national-bank-402435",
      "loans": 251,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399798,
      "name": "JPMorgan Chase Bank (Chase Home Lending)",
      "slug": "chase-399798",
      "canonical_url": "https://lendb.ai/lender/chase-399798",
      "loans": 249,
      "includes_brokered": false,
      "loan_officers": {
        "total": 29,
        "people": [
          {
            "nmls_id": 30735,
            "full_name": "Fadi Polath",
            "canonical_url": "https://lendb.ai/lo/fadi-polath-30735",
            "branch_city": "Shelby Twp",
            "branch_state": "MI"
          },
          {
            "nmls_id": 87537,
            "full_name": "Kenneth Bean",
            "canonical_url": "https://lendb.ai/lo/kenneth-bean-87537",
            "branch_city": "Clinton Twp",
            "branch_state": "MI"
          },
          {
            "nmls_id": 392635,
            "full_name": "Jay Dubrinsky",
            "canonical_url": "https://lendb.ai/lo/jay-dubrinsky-392635",
            "branch_city": "Clinton Twp",
            "branch_state": "MI"
          }
        ]
      }
    },
    {
      "nmls_id": 2280,
      "name": "21st Mortgage Corporation",
      "slug": "21st-mortgage-corporation-2280",
      "canonical_url": "https://lendb.ai/lender/21st-mortgage-corporation-2280",
      "loans": 237,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 215,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1121650,
      "name": "The Loan Store, Inc.",
      "slug": "the-loan-store-inc-1121650",
      "canonical_url": "https://lendb.ai/lender/the-loan-store-inc-1121650",
      "loans": 181,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 144,
      "includes_brokered": true,
      "loan_officers": {
        "total": 20,
        "people": [
          {
            "nmls_id": 1731366,
            "full_name": "Shayla Storey",
            "canonical_url": "https://lendb.ai/lo/shayla-storey-1731366",
            "branch_city": "Troy",
            "branch_state": "MI"
          },
          {
            "nmls_id": 444388,
            "full_name": "Tracy Abbott",
            "canonical_url": "https://lendb.ai/lo/tracy-abbott-444388",
            "branch_city": "Troy",
            "branch_state": "MI"
          },
          {
            "nmls_id": 739134,
            "full_name": "Kevin Miracle",
            "canonical_url": "https://lendb.ai/lo/kevin-miracle-739134",
            "branch_city": "Troy",
            "branch_state": "MI"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}