{
  "canonical_url": "https://lendb.ai/in/michigan/macomb-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 107 funded FHA home loans in Macomb County, MI in 2025, 1,945 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (519), Rocket Mortgage (367) and Union Home Mortgage (77). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Macomb County are linked below.",
  "county": {
    "fips": "26099",
    "name": "Macomb County",
    "state": "MI"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 107,
    "lenders_10": 37,
    "loans": 1945,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 519,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 367,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 77,
      "includes_brokered": true,
      "loan_officers": {
        "total": 38,
        "people": [
          {
            "nmls_id": 27546,
            "full_name": "Jason Stiltner",
            "canonical_url": "https://lendb.ai/lo/jason-stiltner-27546",
            "branch_city": "Rochester",
            "branch_state": "MI"
          },
          {
            "nmls_id": 33820,
            "full_name": "Sam Reda",
            "canonical_url": "https://lendb.ai/lo/sam-reda-33820",
            "branch_city": "Rochester",
            "branch_state": "MI"
          },
          {
            "nmls_id": 173350,
            "full_name": "Nick Vagnetti",
            "canonical_url": "https://lendb.ai/lo/nick-vagnetti-173350",
            "branch_city": "Rochester",
            "branch_state": "MI"
          }
        ]
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 64,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 59,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 43,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 43,
      "includes_brokered": false,
      "loan_officers": {
        "total": 26,
        "people": [
          {
            "nmls_id": 533656,
            "full_name": "Sandee Lutz",
            "canonical_url": "https://lendb.ai/lo/sandra-lutz-533656",
            "branch_city": "Romeo",
            "branch_state": "MI"
          },
          {
            "nmls_id": 137749,
            "full_name": "Brenda Brosnan",
            "canonical_url": "https://lendb.ai/lo/brenda-brosnan-137749",
            "branch_city": "Bloomfield Hills",
            "branch_state": "MI"
          },
          {
            "nmls_id": 164445,
            "full_name": "Crystal France",
            "canonical_url": "https://lendb.ai/lo/crystal-france-164445",
            "branch_city": "Bloomfield Hills",
            "branch_state": "MI"
          }
        ]
      }
    },
    {
      "nmls_id": 417490,
      "name": "Flagstar Bank",
      "slug": "flagstar-bank-417490",
      "canonical_url": "https://lendb.ai/lender/flagstar-bank-417490",
      "loans": 43,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 38,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3446,
      "name": "Gold Star Mortgage Financial Group",
      "slug": "gold-star-mortgage-financial-group-3446",
      "canonical_url": "https://lendb.ai/lender/gold-star-mortgage-financial-group-3446",
      "loans": 37,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}