{
  "canonical_url": "https://lendb.ai/in/michigan/monroe-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 61 funded FHA home loans in Monroe County, MI in 2025, 494 loans in all, per HMDA, FFIEC/CFPB data. The most active were American Financial Network (116), Rocket Mortgage (75) and United Wholesale Mortgage (53). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Monroe County are linked below.",
  "county": {
    "fips": "26115",
    "name": "Monroe County",
    "state": "MI"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 61,
    "lenders_10": 7,
    "loans": 494,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 237341,
      "name": "American Financial Network",
      "slug": "american-financial-network-237341",
      "canonical_url": "https://lendb.ai/lender/american-financial-network-237341",
      "loans": 116,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 75,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 53,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 28,
      "includes_brokered": false,
      "loan_officers": {
        "total": 7,
        "people": [
          {
            "nmls_id": 965431,
            "full_name": "Carl Dingledine",
            "canonical_url": "https://lendb.ai/lo/carl-dingledine-965431",
            "branch_city": "Monroe",
            "branch_state": "MI"
          },
          {
            "nmls_id": 134763,
            "full_name": "Tina Melody Mahn",
            "canonical_url": "https://lendb.ai/lo/tina-melody-mahn-134763",
            "branch_city": "Toledo",
            "branch_state": "OH"
          },
          {
            "nmls_id": 541266,
            "full_name": "Vincent Lyons",
            "canonical_url": "https://lendb.ai/lo/vincent-lyons-541266",
            "branch_city": "Toledo",
            "branch_state": "OH"
          }
        ]
      }
    },
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 26,
      "includes_brokered": true,
      "loan_officers": {
        "total": 12,
        "people": [
          {
            "nmls_id": 949402,
            "full_name": "Rikki Howland",
            "canonical_url": "https://lendb.ai/lo/rikki-howland-949402",
            "branch_city": "Monroe",
            "branch_state": "MI"
          },
          {
            "nmls_id": 1484710,
            "full_name": "Jacob Boes",
            "canonical_url": "https://lendb.ai/lo/jacob-boes-1484710",
            "branch_city": "Monroe",
            "branch_state": "MI"
          },
          {
            "nmls_id": 140175,
            "full_name": "Stephen Micham",
            "canonical_url": "https://lendb.ai/lo/stephen-micham-140175",
            "branch_city": "Maumee",
            "branch_state": "OH"
          }
        ]
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 24,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 113054,
      "name": "The Mortgage Link, Inc.",
      "slug": "the-mortgage-link-inc-113054",
      "canonical_url": "https://lendb.ai/lender/the-mortgage-link-inc-113054",
      "loans": 14,
      "includes_brokered": false,
      "loan_officers": {
        "total": 15,
        "people": [
          {
            "nmls_id": 176319,
            "full_name": "Mark Davis",
            "canonical_url": "https://lendb.ai/lo/mark-davis-176319",
            "branch_city": "Trenton",
            "branch_state": "MI"
          },
          {
            "nmls_id": 713753,
            "full_name": "Jacque Gorris",
            "canonical_url": "https://lendb.ai/lo/jacque-gorris-713753",
            "branch_city": "Trenton",
            "branch_state": "MI"
          },
          {
            "nmls_id": 1021442,
            "full_name": "George Berger",
            "canonical_url": "https://lendb.ai/lo/george-berger-1021442",
            "branch_city": "Trenton",
            "branch_state": "MI"
          }
        ]
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 9,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 8,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 417490,
      "name": "Flagstar Bank",
      "slug": "flagstar-bank-417490",
      "canonical_url": "https://lendb.ai/lender/flagstar-bank-417490",
      "loans": 8,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}