{
  "canonical_url": "https://lendb.ai/in/michigan/monroe-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 9 funded USDA home loans in Monroe County, MI in 2025, 12 loans in all, per HMDA, FFIEC/CFPB data. The most active were CrossCountry Mortgage (2), Gold Star Mortgage Financial Group (2) and American Financial Network (2). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Monroe County are linked below.",
  "county": {
    "fips": "26115",
    "name": "Monroe County",
    "state": "MI"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 9,
    "lenders_10": 0,
    "loans": 12,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 7,
        "people": [
          {
            "nmls_id": 965431,
            "full_name": "Carl Dingledine",
            "canonical_url": "https://lendb.ai/lo/carl-dingledine-965431",
            "branch_city": "Monroe",
            "branch_state": "MI"
          },
          {
            "nmls_id": 134763,
            "full_name": "Tina Melody Mahn",
            "canonical_url": "https://lendb.ai/lo/tina-melody-mahn-134763",
            "branch_city": "Toledo",
            "branch_state": "OH"
          },
          {
            "nmls_id": 541266,
            "full_name": "Vincent Lyons",
            "canonical_url": "https://lendb.ai/lo/vincent-lyons-541266",
            "branch_city": "Toledo",
            "branch_state": "OH"
          }
        ]
      }
    },
    {
      "nmls_id": 3446,
      "name": "Gold Star Mortgage Financial Group",
      "slug": "gold-star-mortgage-financial-group-3446",
      "canonical_url": "https://lendb.ai/lender/gold-star-mortgage-financial-group-3446",
      "loans": 2,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 237341,
      "name": "American Financial Network",
      "slug": "american-financial-network-237341",
      "canonical_url": "https://lendb.ai/lender/american-financial-network-237341",
      "loans": 2,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 1720797,
            "full_name": "Shawn Galliers",
            "canonical_url": "https://lendb.ai/lo/shawn-galliers-1720797",
            "branch_city": "Toledo",
            "branch_state": "OH"
          },
          {
            "nmls_id": 134660,
            "full_name": "Marty Bihn",
            "canonical_url": "https://lendb.ai/lo/martin-bihn-134660",
            "branch_city": "Toledo",
            "branch_state": "OH"
          },
          {
            "nmls_id": 541267,
            "full_name": "Michele Bono",
            "canonical_url": "https://lendb.ai/lo/michele-stuckey-541267",
            "branch_city": "Toledo",
            "branch_state": "OH"
          }
        ]
      }
    },
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 12,
        "people": [
          {
            "nmls_id": 949402,
            "full_name": "Rikki Howland",
            "canonical_url": "https://lendb.ai/lo/rikki-howland-949402",
            "branch_city": "Monroe",
            "branch_state": "MI"
          },
          {
            "nmls_id": 1484710,
            "full_name": "Jacob Boes",
            "canonical_url": "https://lendb.ai/lo/jacob-boes-1484710",
            "branch_city": "Monroe",
            "branch_state": "MI"
          },
          {
            "nmls_id": 140175,
            "full_name": "Stephen Micham",
            "canonical_url": "https://lendb.ai/lo/stephen-micham-140175",
            "branch_city": "Maumee",
            "branch_state": "OH"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 53112,
      "name": "JMAC Lending, Inc.",
      "slug": "jmac-lending-inc-53112",
      "canonical_url": "https://lendb.ai/lender/jmac-lending-inc-53112",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 134871,
      "name": "Highlands Residential Mortgage",
      "slug": "highlands-residential-mortgage-134871",
      "canonical_url": "https://lendb.ai/lender/highlands-residential-mortgage-134871",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 402435,
      "name": "Huntington National Bank",
      "slug": "huntington-national-bank-402435",
      "canonical_url": "https://lendb.ai/lender/huntington-national-bank-402435",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}