{
  "canonical_url": "https://lendb.ai/in/michigan/oakland-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 200 funded conventional home loans in Oakland County, MI in 2025, 14,787 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (3,775), Rocket Mortgage (3,416) and JPMorgan Chase Bank (Chase Home Lending) (628). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Oakland County are linked below.",
  "county": {
    "fips": "26125",
    "name": "Oakland County",
    "state": "MI"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 200,
    "lenders_10": 85,
    "loans": 14787,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 3775,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 3416,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399798,
      "name": "JPMorgan Chase Bank (Chase Home Lending)",
      "slug": "chase-399798",
      "canonical_url": "https://lendb.ai/lender/chase-399798",
      "loans": 628,
      "includes_brokered": false,
      "loan_officers": {
        "total": 39,
        "people": [
          {
            "nmls_id": 134313,
            "full_name": "Melinda Thomas",
            "canonical_url": "https://lendb.ai/lo/melinda-thomas-134313",
            "branch_city": "Clarkston",
            "branch_state": "MI"
          },
          {
            "nmls_id": 608600,
            "full_name": "Jason Miller",
            "canonical_url": "https://lendb.ai/lo/jason-miller-608600",
            "branch_city": "Clarkston",
            "branch_state": "MI"
          },
          {
            "nmls_id": 21215,
            "full_name": "David M. Swimmer",
            "canonical_url": "https://lendb.ai/lo/david-m-swimmer-21215",
            "branch_city": "Orchard Lake",
            "branch_state": "MI"
          }
        ]
      }
    },
    {
      "nmls_id": 140012,
      "name": "Staunton Financial, Inc.",
      "slug": "staunton-financial-inc-140012",
      "canonical_url": "https://lendb.ai/lender/staunton-financial-inc-140012",
      "loans": 590,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 402435,
      "name": "Huntington National Bank",
      "slug": "huntington-national-bank-402435",
      "canonical_url": "https://lendb.ai/lender/huntington-national-bank-402435",
      "loans": 374,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 417490,
      "name": "Flagstar Bank",
      "slug": "flagstar-bank-417490",
      "canonical_url": "https://lendb.ai/lender/flagstar-bank-417490",
      "loans": 374,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 336,
      "includes_brokered": false,
      "loan_officers": {
        "total": 38,
        "people": [
          {
            "nmls_id": 137749,
            "full_name": "Brenda Brosnan",
            "canonical_url": "https://lendb.ai/lo/brenda-brosnan-137749",
            "branch_city": "Bloomfield Hills",
            "branch_state": "MI"
          },
          {
            "nmls_id": 164445,
            "full_name": "Crystal France",
            "canonical_url": "https://lendb.ai/lo/crystal-france-164445",
            "branch_city": "Bloomfield Hills",
            "branch_state": "MI"
          },
          {
            "nmls_id": 697435,
            "full_name": "Mike LaBara",
            "canonical_url": "https://lendb.ai/lo/mike-labara-697435",
            "branch_city": "Bloomfield Hills",
            "branch_state": "MI"
          }
        ]
      }
    },
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 332,
      "includes_brokered": true,
      "loan_officers": {
        "total": 38,
        "people": [
          {
            "nmls_id": 418571,
            "full_name": "Ken Debus",
            "canonical_url": "https://lendb.ai/lo/kenneth-debus-418571",
            "branch_city": "Troy",
            "branch_state": "MI"
          },
          {
            "nmls_id": 1429639,
            "full_name": "Riam Seman",
            "canonical_url": "https://lendb.ai/lo/riam-seman-1429639",
            "branch_city": "Troy",
            "branch_state": "MI"
          },
          {
            "nmls_id": 27546,
            "full_name": "Jason Stiltner",
            "canonical_url": "https://lendb.ai/lo/jason-stiltner-27546",
            "branch_city": "Rochester",
            "branch_state": "MI"
          }
        ]
      }
    },
    {
      "nmls_id": 1121650,
      "name": "The Loan Store, Inc.",
      "slug": "the-loan-store-inc-1121650",
      "canonical_url": "https://lendb.ai/lender/the-loan-store-inc-1121650",
      "loans": 277,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2280,
      "name": "21st Mortgage Corporation",
      "slug": "21st-mortgage-corporation-2280",
      "canonical_url": "https://lendb.ai/lender/21st-mortgage-corporation-2280",
      "loans": 247,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}