{
  "canonical_url": "https://lendb.ai/in/michigan/oakland-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 101 funded FHA home loans in Oakland County, MI in 2025, 1,675 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (498), Rocket Mortgage (367) and CrossCountry Mortgage (60). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Oakland County are linked below.",
  "county": {
    "fips": "26125",
    "name": "Oakland County",
    "state": "MI"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 101,
    "lenders_10": 29,
    "loans": 1675,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 498,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 367,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 60,
      "includes_brokered": false,
      "loan_officers": {
        "total": 38,
        "people": [
          {
            "nmls_id": 137749,
            "full_name": "Brenda Brosnan",
            "canonical_url": "https://lendb.ai/lo/brenda-brosnan-137749",
            "branch_city": "Bloomfield Hills",
            "branch_state": "MI"
          },
          {
            "nmls_id": 164445,
            "full_name": "Crystal France",
            "canonical_url": "https://lendb.ai/lo/crystal-france-164445",
            "branch_city": "Bloomfield Hills",
            "branch_state": "MI"
          },
          {
            "nmls_id": 697435,
            "full_name": "Mike LaBara",
            "canonical_url": "https://lendb.ai/lo/mike-labara-697435",
            "branch_city": "Bloomfield Hills",
            "branch_state": "MI"
          }
        ]
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 51,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 417490,
      "name": "Flagstar Bank",
      "slug": "flagstar-bank-417490",
      "canonical_url": "https://lendb.ai/lender/flagstar-bank-417490",
      "loans": 40,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 31,
      "includes_brokered": true,
      "loan_officers": {
        "total": 38,
        "people": [
          {
            "nmls_id": 418571,
            "full_name": "Ken Debus",
            "canonical_url": "https://lendb.ai/lo/kenneth-debus-418571",
            "branch_city": "Troy",
            "branch_state": "MI"
          },
          {
            "nmls_id": 1429639,
            "full_name": "Riam Seman",
            "canonical_url": "https://lendb.ai/lo/riam-seman-1429639",
            "branch_city": "Troy",
            "branch_state": "MI"
          },
          {
            "nmls_id": 27546,
            "full_name": "Jason Stiltner",
            "canonical_url": "https://lendb.ai/lo/jason-stiltner-27546",
            "branch_city": "Rochester",
            "branch_state": "MI"
          }
        ]
      }
    },
    {
      "nmls_id": 21116,
      "name": "Equity Prime Mortgage LLC",
      "slug": "equity-prime-mortgage-llc-21116",
      "canonical_url": "https://lendb.ai/lender/equity-prime-mortgage-llc-21116",
      "loans": 31,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 31,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 140012,
      "name": "Staunton Financial, Inc.",
      "slug": "staunton-financial-inc-140012",
      "canonical_url": "https://lendb.ai/lender/staunton-financial-inc-140012",
      "loans": 28,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 25,
      "includes_brokered": true,
      "loan_officers": {
        "total": 20,
        "people": [
          {
            "nmls_id": 1731366,
            "full_name": "Shayla Storey",
            "canonical_url": "https://lendb.ai/lo/shayla-storey-1731366",
            "branch_city": "Troy",
            "branch_state": "MI"
          },
          {
            "nmls_id": 444388,
            "full_name": "Tracy Abbott",
            "canonical_url": "https://lendb.ai/lo/tracy-abbott-444388",
            "branch_city": "Troy",
            "branch_state": "MI"
          },
          {
            "nmls_id": 739134,
            "full_name": "Kevin Miracle",
            "canonical_url": "https://lendb.ai/lo/kevin-miracle-739134",
            "branch_city": "Troy",
            "branch_state": "MI"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}