{
  "canonical_url": "https://lendb.ai/in/michigan/osceola-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 20 funded FHA home loans in Osceola County, MI in 2025, 61 loans in all, per HMDA, FFIEC/CFPB data. The most active were Union Home Mortgage (19), United Wholesale Mortgage (15) and Rocket Mortgage (4). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Osceola County are linked below.",
  "county": {
    "fips": "26133",
    "name": "Osceola County",
    "state": "MI"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 20,
    "lenders_10": 2,
    "loans": 61,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 19,
      "includes_brokered": true,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 138101,
            "full_name": "Brian Hervey",
            "canonical_url": "https://lendb.ai/lo/brian-hervey-138101",
            "branch_city": "Reed City",
            "branch_state": "MI"
          },
          {
            "nmls_id": 1999286,
            "full_name": "Angie Anderson",
            "canonical_url": "https://lendb.ai/lo/angie-anderson-1999286",
            "branch_city": "Manton",
            "branch_state": "MI"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 15,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 4,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 3,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 140432,
            "full_name": "Candice Molter",
            "canonical_url": "https://lendb.ai/lo/candice-molter-140432",
            "branch_city": "Cadillac",
            "branch_state": "MI"
          },
          {
            "nmls_id": 1680209,
            "full_name": "Megan Alberts",
            "canonical_url": "https://lendb.ai/lo/megan-alberts-1680209",
            "branch_city": "Cadillac",
            "branch_state": "MI"
          }
        ]
      }
    },
    {
      "nmls_id": 182334,
      "name": "American Financing Corporation",
      "slug": "american-financing-corporation-182334",
      "canonical_url": "https://lendb.ai/lender/american-financing-corporation-182334",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1025894,
      "name": "Mutual of Omaha Mortgage",
      "slug": "mutual-of-omaha-mortgage-1025894",
      "canonical_url": "https://lendb.ai/lender/mutual-of-omaha-mortgage-1025894",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1168,
      "name": "AmeriSave Mortgage",
      "slug": "amerisave-mortgage-1168",
      "canonical_url": "https://lendb.ai/lender/amerisave-mortgage-1168",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1850,
      "name": "American Pacific Mortgage",
      "slug": "american-pacific-mortgage-1850",
      "canonical_url": "https://lendb.ai/lender/american-pacific-mortgage-1850",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2129,
      "name": "Supreme Lending",
      "slug": "supreme-lending-2129",
      "canonical_url": "https://lendb.ai/lender/supreme-lending-2129",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}