{
  "canonical_url": "https://lendb.ai/in/michigan/st-clair-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 93 funded conventional home loans in St. Clair County, MI in 2025, 1,578 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (347), Union Home Mortgage (245) and United Wholesale Mortgage (177). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near St. Clair County are linked below.",
  "county": {
    "fips": "26147",
    "name": "St. Clair County",
    "state": "MI"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 93,
    "lenders_10": 23,
    "loans": 1578,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 347,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 245,
      "includes_brokered": true,
      "loan_officers": {
        "total": 39,
        "people": [
          {
            "nmls_id": 148063,
            "full_name": "Robin Thompson",
            "canonical_url": "https://lendb.ai/lo/robin-thompson-148063",
            "branch_city": "Saint Clair",
            "branch_state": "MI"
          },
          {
            "nmls_id": 436627,
            "full_name": "Kay M. Davis",
            "canonical_url": "https://lendb.ai/lo/katherine-davis-436627",
            "branch_city": "Saint Clair",
            "branch_state": "MI"
          },
          {
            "nmls_id": 164035,
            "full_name": "Mark Bynum",
            "canonical_url": "https://lendb.ai/lo/mark-bynum-164035",
            "branch_city": "Port Huron",
            "branch_state": "MI"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 177,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2129,
      "name": "Supreme Lending",
      "slug": "supreme-lending-2129",
      "canonical_url": "https://lendb.ai/lender/supreme-lending-2129",
      "loans": 95,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2280,
      "name": "21st Mortgage Corporation",
      "slug": "21st-mortgage-corporation-2280",
      "canonical_url": "https://lendb.ai/lender/21st-mortgage-corporation-2280",
      "loans": 67,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 402435,
      "name": "Huntington National Bank",
      "slug": "huntington-national-bank-402435",
      "canonical_url": "https://lendb.ai/lender/huntington-national-bank-402435",
      "loans": 65,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399798,
      "name": "JPMorgan Chase Bank (Chase Home Lending)",
      "slug": "chase-399798",
      "canonical_url": "https://lendb.ai/lender/chase-399798",
      "loans": 58,
      "includes_brokered": false,
      "loan_officers": {
        "total": 9,
        "people": [
          {
            "nmls_id": 427337,
            "full_name": "Sandra Danna",
            "canonical_url": "https://lendb.ai/lo/sandra-danna-427337",
            "branch_city": "Fort Gratiot",
            "branch_state": "MI"
          },
          {
            "nmls_id": 2038961,
            "full_name": "Jimmy Smith I.I.I.",
            "canonical_url": "https://lendb.ai/lo/jimmy-smith-2038961",
            "branch_city": "Fort Gratiot",
            "branch_state": "MI"
          },
          {
            "nmls_id": 21235,
            "full_name": "Michael Sanderson",
            "canonical_url": "https://lendb.ai/lo/michael-sanderson-21235",
            "branch_city": "Washington Twp",
            "branch_state": "MI"
          }
        ]
      }
    },
    {
      "nmls_id": 403245,
      "name": "Fifth Third Bank",
      "slug": "fifth-third-bank-403245",
      "canonical_url": "https://lendb.ai/lender/fifth-third-bank-403245",
      "loans": 55,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 29,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1063,
      "name": "Triad Financial Services, Inc.",
      "slug": "triad-financial-services-inc-1063",
      "canonical_url": "https://lendb.ai/lender/triad-financial-services-inc-1063",
      "loans": 27,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}