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canonical_url: https://lendb.ai/in/michigan/st-joseph-county/conventional-loans
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# Top lenders for conventional loans in St. Joseph County, MI

These are lenders, not loan officers. Of the lenders LenDb lists, 66 funded conventional home loans in St. Joseph County, MI in 2025, 362 loans in all, per HMDA, FFIEC/CFPB data. The most active were Ruoff Mortgage (60), Rocket Mortgage (47) and Prosperity Home Mortgage (36). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near St. Joseph County are linked below.

## Most conventional loans funded, 2025

1. **[Ruoff Mortgage](https://lendb.ai/lender/ruoff-mortgage-141868)**: 60 conventional loans
   - LenDb does not list loan officers at this lender near St. Joseph County yet.
2. **[Rocket Mortgage](https://lendb.ai/lender/rocket-mortgage-3030)**: 47 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near St. Joseph County yet.
3. **[Prosperity Home Mortgage](https://lendb.ai/lender/prosperity-home-mortgage-75164)**: 36 conventional loans
   - LenDb does not list loan officers at this lender near St. Joseph County yet.
4. **[Cardinal Financial Company](https://lendb.ai/lender/cardinal-financial-66247)**: 18 conventional loans funded, including loans brokers originated
   - Loan officers LenDb lists at this lender near St. Joseph County: 21 ([Amanda Newland](https://lendb.ai/lo/amanda-newland-2076623), [Ryan Sibley](https://lendb.ai/lo/ryan-sibley-2672251), [Tim Weldy](https://lendb.ai/lo/tim-weldy-136738), more on the lender page)
5. **[Huntington National Bank](https://lendb.ai/lender/huntington-national-bank-402435)**: 18 conventional loans
   - LenDb does not list loan officers at this lender near St. Joseph County yet.
6. **[United Wholesale Mortgage](https://lendb.ai/lender/united-wholesale-mortgage-3038)**: 16 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near St. Joseph County yet.
7. **[GVC Mortgage, Inc.](https://lendb.ai/lender/gvc-mortgage-inc-2334)**: 13 conventional loans
   - LenDb does not list loan officers at this lender near St. Joseph County yet.
8. **[CrossCountry Mortgage](https://lendb.ai/lender/crosscountry-mortgage-3029)**: 13 conventional loans
   - Loan officers LenDb lists at this lender near St. Joseph County: 7 ([Sergio Gomez](https://lendb.ai/lo/sergio-gomez-montoya-452242), [Christy Linn](https://lendb.ai/lo/christy-linn-560488), [Didimo Arreola](https://lendb.ai/lo/didimo-arreola-1058265), more on the lender page)
9. **[Union Home Mortgage](https://lendb.ai/lender/union-home-mortgage-2229)**: 10 conventional loans funded, including loans brokers originated
   - Loan officers LenDb lists at this lender near St. Joseph County: 2 ([Alex Scheske](https://lendb.ai/lo/alexander-scheske-1367315), [Eric Ellison](https://lendb.ai/lo/eric-ellison-133274))
10. **[Flagstar Bank](https://lendb.ai/lender/flagstar-bank-417490)**: 10 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near St. Joseph County yet.

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

Cite as: LenDb.ai, https://lendb.ai/in/michigan/st-joseph-county/conventional-loans.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._