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canonical_url: https://lendb.ai/in/michigan/st-joseph-county/fha-loans
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# Top lenders for FHA loans in St. Joseph County, MI

These are lenders, not loan officers. Of the lenders LenDb lists, 40 funded FHA home loans in St. Joseph County, MI in 2025, 198 loans in all, per HMDA, FFIEC/CFPB data. The most active were Ruoff Mortgage (31), Prosperity Home Mortgage (30) and Rocket Mortgage (24). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near St. Joseph County are linked below.

## Most FHA loans funded, 2025

1. **[Ruoff Mortgage](https://lendb.ai/lender/ruoff-mortgage-141868)**: 31 FHA loans
   - LenDb does not list loan officers at this lender near St. Joseph County yet.
2. **[Prosperity Home Mortgage](https://lendb.ai/lender/prosperity-home-mortgage-75164)**: 30 FHA loans
   - LenDb does not list loan officers at this lender near St. Joseph County yet.
3. **[Rocket Mortgage](https://lendb.ai/lender/rocket-mortgage-3030)**: 24 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near St. Joseph County yet.
4. **[Freedom Mortgage](https://lendb.ai/lender/freedom-mortgage-2767)**: 12 FHA loans
   - LenDb does not list loan officers at this lender near St. Joseph County yet.
5. **[United Wholesale Mortgage](https://lendb.ai/lender/united-wholesale-mortgage-3038)**: 12 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near St. Joseph County yet.
6. **[CrossCountry Mortgage](https://lendb.ai/lender/crosscountry-mortgage-3029)**: 11 FHA loans
   - Loan officers LenDb lists at this lender near St. Joseph County: 7 ([Sergio Gomez](https://lendb.ai/lo/sergio-gomez-montoya-452242), [Christy Linn](https://lendb.ai/lo/christy-linn-560488), [Didimo Arreola](https://lendb.ai/lo/didimo-arreola-1058265), more on the lender page)
7. **[Union Home Mortgage](https://lendb.ai/lender/union-home-mortgage-2229)**: 9 FHA loans funded, including loans brokers originated
   - Loan officers LenDb lists at this lender near St. Joseph County: 2 ([Alex Scheske](https://lendb.ai/lo/alexander-scheske-1367315), [Eric Ellison](https://lendb.ai/lo/eric-ellison-133274))
8. **[Carrington Mortgage Services](https://lendb.ai/lender/carrington-mortgage-services-2600)**: 6 FHA loans
   - LenDb does not list loan officers at this lender near St. Joseph County yet.
9. **[Cardinal Financial Company](https://lendb.ai/lender/cardinal-financial-66247)**: 6 FHA loans funded, including loans brokers originated
   - Loan officers LenDb lists at this lender near St. Joseph County: 21 ([Amanda Newland](https://lendb.ai/lo/amanda-newland-2076623), [Ryan Sibley](https://lendb.ai/lo/ryan-sibley-2672251), [Tim Weldy](https://lendb.ai/lo/tim-weldy-136738), more on the lender page)
10. **[Member First Mortgage, LLC](https://lendb.ai/lender/member-first-mortgage-llc-149532)**: 6 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near St. Joseph County yet.

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

Cite as: LenDb.ai, https://lendb.ai/in/michigan/st-joseph-county/fha-loans.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._