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canonical_url: https://lendb.ai/in/michigan/st-joseph-county/usda-loans
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# Top lenders for USDA loans in St. Joseph County, MI

These are lenders, not loan officers. Of the lenders LenDb lists, 9 funded USDA home loans in St. Joseph County, MI in 2025, 15 loans in all, per HMDA, FFIEC/CFPB data. The most active were Union Home Mortgage (4), Ruoff Mortgage (4) and Supreme Lending (1). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near St. Joseph County are linked below.

## Most USDA loans funded, 2025

1. **[Union Home Mortgage](https://lendb.ai/lender/union-home-mortgage-2229)**: 4 USDA loans funded, including loans brokers originated
   - Loan officers LenDb lists at this lender near St. Joseph County: 2 ([Alex Scheske](https://lendb.ai/lo/alexander-scheske-1367315), [Eric Ellison](https://lendb.ai/lo/eric-ellison-133274))
2. **[Ruoff Mortgage](https://lendb.ai/lender/ruoff-mortgage-141868)**: 4 USDA loans
   - LenDb does not list loan officers at this lender near St. Joseph County yet.
3. **[Supreme Lending](https://lendb.ai/lender/supreme-lending-2129)**: 1 USDA loans
   - LenDb does not list loan officers at this lender near St. Joseph County yet.
4. **[GVC Mortgage, Inc.](https://lendb.ai/lender/gvc-mortgage-inc-2334)**: 1 USDA loans
   - LenDb does not list loan officers at this lender near St. Joseph County yet.
5. **[CrossCountry Mortgage](https://lendb.ai/lender/crosscountry-mortgage-3029)**: 1 USDA loans
   - Loan officers LenDb lists at this lender near St. Joseph County: 7 ([Sergio Gomez](https://lendb.ai/lo/sergio-gomez-montoya-452242), [Christy Linn](https://lendb.ai/lo/christy-linn-560488), [Didimo Arreola](https://lendb.ai/lo/didimo-arreola-1058265), more on the lender page)
6. **[Cardinal Financial Company](https://lendb.ai/lender/cardinal-financial-66247)**: 1 USDA loans funded, including loans brokers originated
   - Loan officers LenDb lists at this lender near St. Joseph County: 21 ([Amanda Newland](https://lendb.ai/lo/amanda-newland-2076623), [Ryan Sibley](https://lendb.ai/lo/ryan-sibley-2672251), [Tim Weldy](https://lendb.ai/lo/tim-weldy-136738), more on the lender page)
7. **[Paramount Residential Mortgage Group](https://lendb.ai/lender/paramount-residential-mortgage-group-75243)**: 1 USDA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near St. Joseph County yet.
8. **[Huntington National Bank](https://lendb.ai/lender/huntington-national-bank-402435)**: 1 USDA loans
   - LenDb does not list loan officers at this lender near St. Joseph County yet.
9. **[Flagstar Bank](https://lendb.ai/lender/flagstar-bank-417490)**: 1 USDA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near St. Joseph County yet.

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

Cite as: LenDb.ai, https://lendb.ai/in/michigan/st-joseph-county/usda-loans.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._
