{
  "canonical_url": "https://lendb.ai/in/michigan/washtenaw-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 52 funded FHA home loans in Washtenaw County, MI in 2025, 278 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (58), United Wholesale Mortgage (49) and Freedom Mortgage (13). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Washtenaw County are linked below.",
  "county": {
    "fips": "26161",
    "name": "Washtenaw County",
    "state": "MI"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 52,
    "lenders_10": 8,
    "loans": 278,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 58,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 49,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 13,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 13,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 12,
      "includes_brokered": false,
      "loan_officers": {
        "total": 30,
        "people": [
          {
            "nmls_id": 46372,
            "full_name": "Rick Richter",
            "canonical_url": "https://lendb.ai/lo/harry-richter-iii-46372",
            "branch_city": "Ann Arbor",
            "branch_state": "MI"
          },
          {
            "nmls_id": 397221,
            "full_name": "Joseph Craigmile",
            "canonical_url": "https://lendb.ai/lo/joseph-craigmile-397221",
            "branch_city": "Ann Arbor",
            "branch_state": "MI"
          },
          {
            "nmls_id": 456757,
            "full_name": "Kelly Brown",
            "canonical_url": "https://lendb.ai/lo/kelly-brown-456757",
            "branch_city": "Ann Arbor",
            "branch_state": "MI"
          }
        ]
      }
    },
    {
      "nmls_id": 50684,
      "name": "M/I Financial, LLC",
      "slug": "m-i-financial-llc-50684",
      "canonical_url": "https://lendb.ai/lender/m-i-financial-llc-50684",
      "loans": 12,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3446,
      "name": "Gold Star Mortgage Financial Group",
      "slug": "gold-star-mortgage-financial-group-3446",
      "canonical_url": "https://lendb.ai/lender/gold-star-mortgage-financial-group-3446",
      "loans": 10,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 140012,
      "name": "Staunton Financial, Inc.",
      "slug": "staunton-financial-inc-140012",
      "canonical_url": "https://lendb.ai/lender/staunton-financial-inc-140012",
      "loans": 10,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1564276,
      "name": "Inspire Home Loans Inc.",
      "slug": "inspire-home-loans-inc-1564276",
      "canonical_url": "https://lendb.ai/lender/inspire-home-loans-inc-1564276",
      "loans": 8,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 5,
      "includes_brokered": true,
      "loan_officers": {
        "total": 7,
        "people": [
          {
            "nmls_id": 153808,
            "full_name": "Katie Lawrence",
            "canonical_url": "https://lendb.ai/lo/katie-lawrence-153808",
            "branch_city": "Brighton",
            "branch_state": "MI"
          },
          {
            "nmls_id": 525338,
            "full_name": "Pamela J. Hall",
            "canonical_url": "https://lendb.ai/lo/pamela-j-hall-mba-525338",
            "branch_city": "Brighton",
            "branch_state": "MI"
          },
          {
            "nmls_id": 1954437,
            "full_name": "Stacy Beauchamp",
            "canonical_url": "https://lendb.ai/lo/stacy-beauchamp-1954437",
            "branch_city": "Brighton",
            "branch_state": "MI"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}