{
  "canonical_url": "https://lendb.ai/in/michigan/wayne-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 121 funded FHA home loans in Wayne County, MI in 2025, 4,151 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (1,039), Rocket Mortgage (881) and The Mortgage Link, Inc. (149). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Wayne County are linked below.",
  "county": {
    "fips": "26163",
    "name": "Wayne County",
    "state": "MI"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 121,
    "lenders_10": 51,
    "loans": 4151,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 1039,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 881,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 113054,
      "name": "The Mortgage Link, Inc.",
      "slug": "the-mortgage-link-inc-113054",
      "canonical_url": "https://lendb.ai/lender/the-mortgage-link-inc-113054",
      "loans": 149,
      "includes_brokered": false,
      "loan_officers": {
        "total": 25,
        "people": [
          {
            "nmls_id": 168023,
            "full_name": "Maria Alaouieh",
            "canonical_url": "https://lendb.ai/lo/maria-cozza-alaouieh-168023",
            "branch_city": "Dearborn",
            "branch_state": "MI"
          },
          {
            "nmls_id": 1387484,
            "full_name": "Al Baalbaki",
            "canonical_url": "https://lendb.ai/lo/al-baalbaki-1387484",
            "branch_city": "Dearborn",
            "branch_state": "MI"
          },
          {
            "nmls_id": 176319,
            "full_name": "Mark Davis",
            "canonical_url": "https://lendb.ai/lo/mark-davis-176319",
            "branch_city": "Trenton",
            "branch_state": "MI"
          }
        ]
      }
    },
    {
      "nmls_id": 417490,
      "name": "Flagstar Bank",
      "slug": "flagstar-bank-417490",
      "canonical_url": "https://lendb.ai/lender/flagstar-bank-417490",
      "loans": 128,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 124,
      "includes_brokered": false,
      "loan_officers": {
        "total": 52,
        "people": [
          {
            "nmls_id": 30743,
            "full_name": "Bruce O'Kronley",
            "canonical_url": "https://lendb.ai/lo/bruce-o-kronley-30743",
            "branch_city": "Southfield",
            "branch_state": "MI"
          },
          {
            "nmls_id": 62427,
            "full_name": "Ryan Stone",
            "canonical_url": "https://lendb.ai/lo/ryan-stone-62427",
            "branch_city": "Southfield",
            "branch_state": "MI"
          },
          {
            "nmls_id": 160984,
            "full_name": "Teresa Fisher",
            "canonical_url": "https://lendb.ai/lo/teresa-fisher-160984",
            "branch_city": "Southfield",
            "branch_state": "MI"
          }
        ]
      }
    },
    {
      "nmls_id": 3446,
      "name": "Gold Star Mortgage Financial Group",
      "slug": "gold-star-mortgage-financial-group-3446",
      "canonical_url": "https://lendb.ai/lender/gold-star-mortgage-financial-group-3446",
      "loans": 104,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 99,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 97,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 140012,
      "name": "Staunton Financial, Inc.",
      "slug": "staunton-financial-inc-140012",
      "canonical_url": "https://lendb.ai/lender/staunton-financial-inc-140012",
      "loans": 83,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 82,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}