{
  "canonical_url": "https://lendb.ai/in/michigan/wexford-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 29 funded FHA home loans in Wexford County, MI in 2025, 109 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (26), Rocket Mortgage (16) and Guild Mortgage (7). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Wexford County are linked below.",
  "county": {
    "fips": "26165",
    "name": "Wexford County",
    "state": "MI"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 29,
    "lenders_10": 2,
    "loans": 109,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 26,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 16,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 7,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 140432,
            "full_name": "Candice Molter",
            "canonical_url": "https://lendb.ai/lo/candice-molter-140432",
            "branch_city": "Cadillac",
            "branch_state": "MI"
          },
          {
            "nmls_id": 1680209,
            "full_name": "Megan Alberts",
            "canonical_url": "https://lendb.ai/lo/megan-alberts-1680209",
            "branch_city": "Cadillac",
            "branch_state": "MI"
          }
        ]
      }
    },
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 6,
      "includes_brokered": true,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 1999286,
            "full_name": "Angie Anderson",
            "canonical_url": "https://lendb.ai/lo/angie-anderson-1999286",
            "branch_city": "Manton",
            "branch_state": "MI"
          },
          {
            "nmls_id": 444453,
            "full_name": "Helen Caverson",
            "canonical_url": "https://lendb.ai/lo/helen-caverson-444453",
            "branch_city": "Traverse City",
            "branch_state": "MI"
          },
          {
            "nmls_id": 680817,
            "full_name": "Kirby Slocum",
            "canonical_url": "https://lendb.ai/lo/kirby-slocum-680817",
            "branch_city": "Traverse City",
            "branch_state": "MI"
          }
        ]
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 5,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2600,
      "name": "Carrington Mortgage Services",
      "slug": "carrington-mortgage-services-2600",
      "canonical_url": "https://lendb.ai/lender/carrington-mortgage-services-2600",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 4,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1850,
      "name": "American Pacific Mortgage",
      "slug": "american-pacific-mortgage-1850",
      "canonical_url": "https://lendb.ai/lender/american-pacific-mortgage-1850",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 4181,
      "name": "Top Flite Financial, Inc.",
      "slug": "top-flite-financial-inc-4181",
      "canonical_url": "https://lendb.ai/lender/top-flite-financial-inc-4181",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}