---
canonical_url: https://lendb.ai/in/minnesota/clay-county/va-loans
---

# Top lenders for VA loans in Clay County, MN

These are lenders, not loan officers. Of the lenders LenDb lists, 19 funded VA home loans in Clay County, MN in 2025, 69 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (18), Veterans United Home Loans (15) and Freedom Mortgage (6). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Clay County are linked below.

## Most VA loans funded, 2025

1. **[United Wholesale Mortgage](https://lendb.ai/lender/united-wholesale-mortgage-3038)**: 18 VA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Clay County yet.
2. **[Veterans United Home Loans](https://lendb.ai/lender/veterans-united-home-loans-1907)**: 15 VA loans
   - LenDb does not list loan officers at this lender near Clay County yet.
3. **[Freedom Mortgage](https://lendb.ai/lender/freedom-mortgage-2767)**: 6 VA loans
   - LenDb does not list loan officers at this lender near Clay County yet.
4. **[Rocket Mortgage](https://lendb.ai/lender/rocket-mortgage-3030)**: 5 VA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Clay County yet.
5. **[Pennymac](https://lendb.ai/lender/pennymac-35953)**: 5 VA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Clay County yet.
6. **[Guaranteed Rate (Rate)](https://lendb.ai/lender/guaranteed-rate-2611)**: 3 VA loans
   - LenDb does not list loan officers at this lender near Clay County yet.
7. **[CMG Home Loans](https://lendb.ai/lender/cmg-home-loans-1820)**: 2 VA loans
   - Loan officers LenDb lists at this lender near Clay County: 2 ([Steve Rowe](https://lendb.ai/lo/steve-rowe-2251169), [Jake Danielson](https://lendb.ai/lo/jake-danielson-2832933))
8. **[Newrez](https://lendb.ai/lender/newrez-3013)**: 2 VA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Clay County yet.
9. **[Guild Mortgage](https://lendb.ai/lender/guild-mortgage-3274)**: 2 VA loans
   - Loan officers LenDb lists at this lender near Clay County: 1 ([Katie Stockert](https://lendb.ai/lo/katie-stockert-2068129))
10. **[Equity Prime Mortgage LLC](https://lendb.ai/lender/equity-prime-mortgage-llc-21116)**: 2 VA loans
   - LenDb does not list loan officers at this lender near Clay County yet.

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

Cite as: LenDb.ai, https://lendb.ai/in/minnesota/clay-county/va-loans.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._