{
  "canonical_url": "https://lendb.ai/in/minnesota/olmsted-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 40 funded FHA home loans in Olmsted County, MN in 2025, 173 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (44), Guaranteed Rate (Rate) (16) and Rocket Mortgage (16). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Olmsted County are linked below.",
  "county": {
    "fips": "27109",
    "name": "Olmsted County",
    "state": "MN"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 40,
    "lenders_10": 5,
    "loans": 173,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 44,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 16,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 16,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 13,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 524079,
            "full_name": "Roxanne Hellickson",
            "canonical_url": "https://lendb.ai/lo/roxanne-hellickson-524079",
            "branch_city": "Rochester",
            "branch_state": "MN"
          }
        ]
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 12,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 75164,
      "name": "Prosperity Home Mortgage",
      "slug": "prosperity-home-mortgage-75164",
      "canonical_url": "https://lendb.ai/lender/prosperity-home-mortgage-75164",
      "loans": 7,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 402761,
      "name": "U.S. Bank",
      "slug": "us-bank-402761",
      "canonical_url": "https://lendb.ai/lender/us-bank-402761",
      "loans": 6,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 501956,
            "full_name": "Jon O'Reilly",
            "canonical_url": "https://lendb.ai/lo/jon-o-reilly-501956",
            "branch_city": "Rochester",
            "branch_state": "MN"
          },
          {
            "nmls_id": 1146437,
            "full_name": "Heather Burns-Myhre",
            "canonical_url": "https://lendb.ai/lo/heather-burns-myhre-1146437",
            "branch_city": "Rochester",
            "branch_state": "MN"
          },
          {
            "nmls_id": 1047388,
            "full_name": "Prathi Kulal",
            "canonical_url": "https://lendb.ai/lo/prathi-kulal-1047388",
            "branch_city": "Rochester",
            "branch_state": "MN"
          }
        ]
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 5,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1598647,
      "name": "Guaranteed Rate Affinity, LLC",
      "slug": "guaranteed-rate-affinity-llc-1598647",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-affinity-llc-1598647",
      "loans": 5,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 340626,
            "full_name": "Sanela Dzamalija",
            "canonical_url": "https://lendb.ai/lo/sanela-dzamalija-340626",
            "branch_city": "Rochester",
            "branch_state": "MN"
          }
        ]
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}