{ "canonical_url": "https://lendb.ai/in/minnesota/ramsey-county/conventional-loans", "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 140 funded conventional home loans in Ramsey County, MN in 2025, 3,755 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (340), Rocket Mortgage (320) and CrossCountry Mortgage (249). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Ramsey County are linked below.", "county": { "fips": "27123", "name": "Ramsey County", "state": "MN" }, "loan_type": "conventional", "year": 2025, "source": "HMDA, FFIEC/CFPB", "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025", "totals": { "lenders": 140, "lenders_10": 55, "loans": 3755, "qualifies": true }, "lenders": [ { "nmls_id": 3038, "name": "United Wholesale Mortgage (broker finder)", "slug": "united-wholesale-mortgage-3038", "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038", "loans": 340, "includes_brokered": true, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 3030, "name": "Rocket Mortgage", "slug": "rocket-mortgage-3030", "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030", "loans": 320, "includes_brokered": true, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 3029, "name": "CrossCountry Mortgage", "slug": "crosscountry-mortgage-3029", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "loans": 249, "includes_brokered": false, "loan_officers": { "total": 79, "people": [ { "nmls_id": 1514350, "full_name": "Patrick Black", "canonical_url": "https://lendb.ai/lo/patrick-black-1514350", "branch_city": "Maplewood", "branch_state": "MN" }, { "nmls_id": 518359, "full_name": "Amber Garofalo", "canonical_url": "https://lendb.ai/lo/amber-garofalo-518359", "branch_city": "White Bear Lake", "branch_state": "MN" }, { "nmls_id": 2248516, "full_name": "Dawson Rosenow", "canonical_url": "https://lendb.ai/lo/dawson-rosenow-2248516", "branch_city": "White Bear Lake", "branch_state": "MN" } ] } }, { "nmls_id": 402761, "name": "U.S. Bank", "slug": "us-bank-402761", "canonical_url": "https://lendb.ai/lender/us-bank-402761", "loans": 200, "includes_brokered": false, "loan_officers": { "total": 29, "people": [ { "nmls_id": 501957, "full_name": "Bradley Johnson", "canonical_url": "https://lendb.ai/lo/bradley-johnson-501957", "branch_city": "White Bear Lake", "branch_state": "MN" }, { "nmls_id": 1481663, "full_name": "Aaron Eide", "canonical_url": "https://lendb.ai/lo/aaron-eide-1481663", "branch_city": "Minneapolis", "branch_state": "MN" }, { "nmls_id": 524093, "full_name": "Karl Schlichting", "canonical_url": "https://lendb.ai/lo/karl-schlichting-524093", "branch_city": "Woodbury", "branch_state": "MN" } ] } }, { "nmls_id": 2289, "name": "Fairway Independent Mortgage Corporation", "slug": "fairway-independent-mortgage-2289", "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289", "loans": 177, "includes_brokered": false, "loan_officers": { "total": 67, "people": [ { "nmls_id": 274211, "full_name": "Eric Bloomstrand", "canonical_url": "https://lendb.ai/lo/eric-bloomstrand-274211", "branch_city": "Plymouth", "branch_state": "MN" }, { "nmls_id": 1254113, "full_name": "Oliver White", "canonical_url": "https://lendb.ai/lo/oliver-white-1254113", "branch_city": "Eden Prairie", "branch_state": "MN" }, { "nmls_id": 1018649, "full_name": "Jason Stone", "canonical_url": "https://lendb.ai/lo/jason-stone-1018649", "branch_city": "West St. Paul", "branch_state": "MN" } ] } }, { "nmls_id": 75164, "name": "Prosperity Home Mortgage", "slug": "prosperity-home-mortgage-75164", "canonical_url": "https://lendb.ai/lender/prosperity-home-mortgage-75164", "loans": 177, "includes_brokered": false, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 399801, "name": "Wells Fargo Home Mortgage", "slug": "wells-fargo-399801", "canonical_url": "https://lendb.ai/lender/wells-fargo-399801", "loans": 131, "includes_brokered": false, "loan_officers": { "total": 62, "people": [ { "nmls_id": 2266484, "full_name": "Brody Wills", "canonical_url": "https://lendb.ai/lo/brody-wills-2266484", "branch_city": "Arden Hills", "branch_state": "MN" }, { "nmls_id": 40070, "full_name": "Thomas G Gilbert", "canonical_url": "https://lendb.ai/lo/thomas-g-gilbert-40070", "branch_city": "Minneapolis", "branch_state": "MN" }, { "nmls_id": 400659, "full_name": "Justin Rzutkiewicz", "canonical_url": "https://lendb.ai/lo/justin-rzutkiewicz-400659", "branch_city": "Minneapolis", "branch_state": "MN" } ] } }, { "nmls_id": 6606, "name": "New American Funding", "slug": "new-american-funding-6606", "canonical_url": "https://lendb.ai/lender/new-american-funding-6606", "loans": 126, "includes_brokered": false, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 1281698, "name": "Luminate Bank", "slug": "luminate-bank-1281698", "canonical_url": "https://lendb.ai/lender/luminate-bank-1281698", "loans": 110, "includes_brokered": false, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 2611, "name": "Guaranteed Rate (Rate)", "slug": "guaranteed-rate-2611", "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611", "loans": 98, "includes_brokered": false, "loan_officers": { "total": 0, "people": [] } } ], "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans." }