{
  "canonical_url": "https://lendb.ai/in/minnesota/ramsey-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 78 funded FHA home loans in Ramsey County, MN in 2025, 569 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (103), Rocket Mortgage (42) and CrossCountry Mortgage (36). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Ramsey County are linked below.",
  "county": {
    "fips": "27123",
    "name": "Ramsey County",
    "state": "MN"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 78,
    "lenders_10": 18,
    "loans": 569,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 103,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 42,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 36,
      "includes_brokered": false,
      "loan_officers": {
        "total": 79,
        "people": [
          {
            "nmls_id": 1514350,
            "full_name": "Patrick Black",
            "canonical_url": "https://lendb.ai/lo/patrick-black-1514350",
            "branch_city": "Maplewood",
            "branch_state": "MN"
          },
          {
            "nmls_id": 518359,
            "full_name": "Amber Garofalo",
            "canonical_url": "https://lendb.ai/lo/amber-garofalo-518359",
            "branch_city": "White Bear Lake",
            "branch_state": "MN"
          },
          {
            "nmls_id": 2248516,
            "full_name": "Dawson Rosenow",
            "canonical_url": "https://lendb.ai/lo/dawson-rosenow-2248516",
            "branch_city": "White Bear Lake",
            "branch_state": "MN"
          }
        ]
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 33,
      "includes_brokered": false,
      "loan_officers": {
        "total": 67,
        "people": [
          {
            "nmls_id": 274211,
            "full_name": "Eric Bloomstrand",
            "canonical_url": "https://lendb.ai/lo/eric-bloomstrand-274211",
            "branch_city": "Plymouth",
            "branch_state": "MN"
          },
          {
            "nmls_id": 1254113,
            "full_name": "Oliver White",
            "canonical_url": "https://lendb.ai/lo/oliver-white-1254113",
            "branch_city": "Eden Prairie",
            "branch_state": "MN"
          },
          {
            "nmls_id": 1018649,
            "full_name": "Jason Stone",
            "canonical_url": "https://lendb.ai/lo/jason-stone-1018649",
            "branch_city": "West St. Paul",
            "branch_state": "MN"
          }
        ]
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 22,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 21,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 17,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 6606,
      "name": "New American Funding",
      "slug": "new-american-funding-6606",
      "canonical_url": "https://lendb.ai/lender/new-american-funding-6606",
      "loans": 17,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 16,
      "includes_brokered": false,
      "loan_officers": {
        "total": 13,
        "people": [
          {
            "nmls_id": 393418,
            "full_name": "Steven Goldman",
            "canonical_url": "https://lendb.ai/lo/steven-goldman-393418",
            "branch_city": "Minneapolis",
            "branch_state": "MN"
          },
          {
            "nmls_id": 183508,
            "full_name": "Chris Lee",
            "canonical_url": "https://lendb.ai/lo/christopher-lee-183508",
            "branch_city": "Woodbury",
            "branch_state": "MN"
          },
          {
            "nmls_id": 400431,
            "full_name": "Anders Johnson",
            "canonical_url": "https://lendb.ai/lo/carl-johnson-400431",
            "branch_city": "Woodbury",
            "branch_state": "MN"
          }
        ]
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 16,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}