{
  "canonical_url": "https://lendb.ai/in/minnesota/ramsey-county/va-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 49 funded VA home loans in Ramsey County, MN in 2025, 275 loans in all, per HMDA, FFIEC/CFPB data. The most active were Veterans United Home Loans (61), United Wholesale Mortgage (44) and Freedom Mortgage (20). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Ramsey County are linked below.",
  "county": {
    "fips": "27123",
    "name": "Ramsey County",
    "state": "MN"
  },
  "loan_type": "va",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 49,
    "lenders_10": 7,
    "loans": 275,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 1907,
      "name": "Veterans United Home Loans",
      "slug": "veterans-united-home-loans-1907",
      "canonical_url": "https://lendb.ai/lender/veterans-united-home-loans-1907",
      "loans": 61,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 44,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 20,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 20,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 17,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 11,
      "includes_brokered": false,
      "loan_officers": {
        "total": 79,
        "people": [
          {
            "nmls_id": 1514350,
            "full_name": "Patrick Black",
            "canonical_url": "https://lendb.ai/lo/patrick-black-1514350",
            "branch_city": "Maplewood",
            "branch_state": "MN"
          },
          {
            "nmls_id": 518359,
            "full_name": "Amber Garofalo",
            "canonical_url": "https://lendb.ai/lo/amber-garofalo-518359",
            "branch_city": "White Bear Lake",
            "branch_state": "MN"
          },
          {
            "nmls_id": 2248516,
            "full_name": "Dawson Rosenow",
            "canonical_url": "https://lendb.ai/lo/dawson-rosenow-2248516",
            "branch_city": "White Bear Lake",
            "branch_state": "MN"
          }
        ]
      }
    },
    {
      "nmls_id": 399807,
      "name": "Navy Federal Credit Union",
      "slug": "navy-federal-399807",
      "canonical_url": "https://lendb.ai/lender/navy-federal-399807",
      "loans": 10,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 7,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 6,
      "includes_brokered": false,
      "loan_officers": {
        "total": 67,
        "people": [
          {
            "nmls_id": 274211,
            "full_name": "Eric Bloomstrand",
            "canonical_url": "https://lendb.ai/lo/eric-bloomstrand-274211",
            "branch_city": "Plymouth",
            "branch_state": "MN"
          },
          {
            "nmls_id": 1254113,
            "full_name": "Oliver White",
            "canonical_url": "https://lendb.ai/lo/oliver-white-1254113",
            "branch_city": "Eden Prairie",
            "branch_state": "MN"
          },
          {
            "nmls_id": 1018649,
            "full_name": "Jason Stone",
            "canonical_url": "https://lendb.ai/lo/jason-stone-1018649",
            "branch_city": "West St. Paul",
            "branch_state": "MN"
          }
        ]
      }
    },
    {
      "nmls_id": 75164,
      "name": "Prosperity Home Mortgage",
      "slug": "prosperity-home-mortgage-75164",
      "canonical_url": "https://lendb.ai/lender/prosperity-home-mortgage-75164",
      "loans": 6,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}