{
  "canonical_url": "https://lendb.ai/in/minnesota/rice-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 64 funded conventional home loans in Rice County, MN in 2025, 429 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (55), United Wholesale Mortgage (52) and Guaranteed Rate (Rate) (46). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Rice County are linked below.",
  "county": {
    "fips": "27131",
    "name": "Rice County",
    "state": "MN"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 64,
    "lenders_10": 10,
    "loans": 429,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 55,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 52,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 46,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 45,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 258590,
            "full_name": "Christoph Bednar",
            "canonical_url": "https://lendb.ai/lo/christoph-bednar-258590",
            "branch_city": "Faribault",
            "branch_state": "MN"
          },
          {
            "nmls_id": 1752492,
            "full_name": "Julian Bednar",
            "canonical_url": "https://lendb.ai/lo/julian-bednar-1752492",
            "branch_city": "Owatonna",
            "branch_state": "MN"
          },
          {
            "nmls_id": 286049,
            "full_name": "Brenda Bednar",
            "canonical_url": "https://lendb.ai/lo/brenda-bednar-286049",
            "branch_city": "Owatonna",
            "branch_state": "MN"
          }
        ]
      }
    },
    {
      "nmls_id": 399801,
      "name": "Wells Fargo Home Mortgage",
      "slug": "wells-fargo-399801",
      "canonical_url": "https://lendb.ai/lender/wells-fargo-399801",
      "loans": 30,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 400715,
            "full_name": "Brad Soderberg",
            "canonical_url": "https://lendb.ai/lo/brad-soderberg-400715",
            "branch_city": "Prior Lake",
            "branch_state": "MN"
          },
          {
            "nmls_id": 687661,
            "full_name": "Chris Graupmann",
            "canonical_url": "https://lendb.ai/lo/chris-graupmann-687661",
            "branch_city": "Northfield",
            "branch_state": "MN"
          }
        ]
      }
    },
    {
      "nmls_id": 75164,
      "name": "Prosperity Home Mortgage",
      "slug": "prosperity-home-mortgage-75164",
      "canonical_url": "https://lendb.ai/lender/prosperity-home-mortgage-75164",
      "loans": 18,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 402761,
      "name": "U.S. Bank",
      "slug": "us-bank-402761",
      "canonical_url": "https://lendb.ai/lender/us-bank-402761",
      "loans": 18,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 642739,
            "full_name": "Eric Miller",
            "canonical_url": "https://lendb.ai/lo/eric-miller-642739",
            "branch_city": "Owatonna",
            "branch_state": "MN"
          },
          {
            "nmls_id": 681622,
            "full_name": "Dan Karnowski",
            "canonical_url": "https://lendb.ai/lo/dan-karnowski-681622",
            "branch_city": "Apple Valley",
            "branch_state": "MN"
          }
        ]
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 15,
      "includes_brokered": false,
      "loan_officers": {
        "total": 5,
        "people": [
          {
            "nmls_id": 211152,
            "full_name": "April Ranallo",
            "canonical_url": "https://lendb.ai/lo/april-ranallo-211152",
            "branch_city": "Jordan",
            "branch_state": "MN"
          },
          {
            "nmls_id": 2447168,
            "full_name": "Bryce Arend",
            "canonical_url": "https://lendb.ai/lo/bryce-arend-2447168",
            "branch_city": "Lakeville",
            "branch_state": "MN"
          },
          {
            "nmls_id": 1038925,
            "full_name": "Ashley Nichole Cox",
            "canonical_url": "https://lendb.ai/lo/ashley-nichole-cox-1038925",
            "branch_city": "Burnsville",
            "branch_state": "MN"
          }
        ]
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 13,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 10,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}