{
  "canonical_url": "https://lendb.ai/in/minnesota/rice-county/va-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 25 funded VA home loans in Rice County, MN in 2025, 71 loans in all, per HMDA, FFIEC/CFPB data. The most active were Veterans United Home Loans (11), United Wholesale Mortgage (11) and Guaranteed Rate (Rate) (5). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Rice County are linked below.",
  "county": {
    "fips": "27131",
    "name": "Rice County",
    "state": "MN"
  },
  "loan_type": "va",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 25,
    "lenders_10": 2,
    "loans": 71,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 1907,
      "name": "Veterans United Home Loans",
      "slug": "veterans-united-home-loans-1907",
      "canonical_url": "https://lendb.ai/lender/veterans-united-home-loans-1907",
      "loans": 11,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 11,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 5,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399807,
      "name": "Navy Federal Credit Union",
      "slug": "navy-federal-399807",
      "canonical_url": "https://lendb.ai/lender/navy-federal-399807",
      "loans": 5,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 5,
        "people": [
          {
            "nmls_id": 211152,
            "full_name": "April Ranallo",
            "canonical_url": "https://lendb.ai/lo/april-ranallo-211152",
            "branch_city": "Jordan",
            "branch_state": "MN"
          },
          {
            "nmls_id": 2447168,
            "full_name": "Bryce Arend",
            "canonical_url": "https://lendb.ai/lo/bryce-arend-2447168",
            "branch_city": "Lakeville",
            "branch_state": "MN"
          },
          {
            "nmls_id": 1038925,
            "full_name": "Ashley Nichole Cox",
            "canonical_url": "https://lendb.ai/lo/ashley-nichole-cox-1038925",
            "branch_city": "Burnsville",
            "branch_state": "MN"
          }
        ]
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 258590,
            "full_name": "Christoph Bednar",
            "canonical_url": "https://lendb.ai/lo/christoph-bednar-258590",
            "branch_city": "Faribault",
            "branch_state": "MN"
          },
          {
            "nmls_id": 1752492,
            "full_name": "Julian Bednar",
            "canonical_url": "https://lendb.ai/lo/julian-bednar-1752492",
            "branch_city": "Owatonna",
            "branch_state": "MN"
          },
          {
            "nmls_id": 286049,
            "full_name": "Brenda Bednar",
            "canonical_url": "https://lendb.ai/lo/brenda-bednar-286049",
            "branch_city": "Owatonna",
            "branch_state": "MN"
          }
        ]
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 4,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 4,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399801,
      "name": "Wells Fargo Home Mortgage",
      "slug": "wells-fargo-399801",
      "canonical_url": "https://lendb.ai/lender/wells-fargo-399801",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 400715,
            "full_name": "Brad Soderberg",
            "canonical_url": "https://lendb.ai/lo/brad-soderberg-400715",
            "branch_city": "Prior Lake",
            "branch_state": "MN"
          },
          {
            "nmls_id": 687661,
            "full_name": "Chris Graupmann",
            "canonical_url": "https://lendb.ai/lo/chris-graupmann-687661",
            "branch_city": "Northfield",
            "branch_state": "MN"
          }
        ]
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}