{
  "canonical_url": "https://lendb.ai/in/minnesota/stearns-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 75 funded conventional home loans in Stearns County, MN in 2025, 903 loans in all, per HMDA, FFIEC/CFPB data. The most active were Homeowners Financial Group (121), Rocket Mortgage (79) and Plaza Home Mortgage, Inc. (68). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Stearns County are linked below.",
  "county": {
    "fips": "27145",
    "name": "Stearns County",
    "state": "MN"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 75,
    "lenders_10": 22,
    "loans": 903,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 93718,
      "name": "Homeowners Financial Group",
      "slug": "homeowners-financial-group-93718",
      "canonical_url": "https://lendb.ai/lender/homeowners-financial-group-93718",
      "loans": 121,
      "includes_brokered": false,
      "loan_officers": {
        "total": 9,
        "people": [
          {
            "nmls_id": 315457,
            "full_name": "Darrin Shemon",
            "canonical_url": "https://lendb.ai/lo/darrin-shemon-315457",
            "branch_city": "Waite Park",
            "branch_state": "MN"
          },
          {
            "nmls_id": 400810,
            "full_name": "Jacob Mueller",
            "canonical_url": "https://lendb.ai/lo/jacob-mueller-400810",
            "branch_city": "Waite Park",
            "branch_state": "MN"
          },
          {
            "nmls_id": 533157,
            "full_name": "Melanie Benjamin",
            "canonical_url": "https://lendb.ai/lo/melanie-benjamin-533157",
            "branch_city": "Waite Park",
            "branch_state": "MN"
          }
        ]
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 79,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2113,
      "name": "Plaza Home Mortgage, Inc.",
      "slug": "plaza-home-mortgage-inc-2113",
      "canonical_url": "https://lendb.ai/lender/plaza-home-mortgage-inc-2113",
      "loans": 68,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 53,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 48,
      "includes_brokered": false,
      "loan_officers": {
        "total": 4,
        "people": [
          {
            "nmls_id": 339106,
            "full_name": "Debbie French",
            "canonical_url": "https://lendb.ai/lo/deborah-french-339106",
            "branch_city": "Sartell",
            "branch_state": "MN"
          },
          {
            "nmls_id": 342820,
            "full_name": "Joe Groebner",
            "canonical_url": "https://lendb.ai/lo/joseph-groebner-342820",
            "branch_city": "Sartell",
            "branch_state": "MN"
          },
          {
            "nmls_id": 964534,
            "full_name": "Dan Groebner",
            "canonical_url": "https://lendb.ai/lo/daniel-groebner-964534",
            "branch_city": "Sartell",
            "branch_state": "MN"
          }
        ]
      }
    },
    {
      "nmls_id": 402761,
      "name": "U.S. Bank",
      "slug": "us-bank-402761",
      "canonical_url": "https://lendb.ai/lender/us-bank-402761",
      "loans": 45,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 797038,
            "full_name": "Tamara Underwood",
            "canonical_url": "https://lendb.ai/lo/tamara-underwood-797038",
            "branch_city": "Saint Cloud",
            "branch_state": "MN"
          }
        ]
      }
    },
    {
      "nmls_id": 459308,
      "name": "Old National Bank",
      "slug": "old-national-bank-459308",
      "canonical_url": "https://lendb.ai/lender/old-national-bank-459308",
      "loans": 44,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 6606,
      "name": "New American Funding",
      "slug": "new-american-funding-6606",
      "canonical_url": "https://lendb.ai/lender/new-american-funding-6606",
      "loans": 40,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 13649,
      "name": "PrimeLending",
      "slug": "primelending-13649",
      "canonical_url": "https://lendb.ai/lender/primelending-13649",
      "loans": 27,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 25,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}