{
  "canonical_url": "https://lendb.ai/in/mississippi/covington-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 3 funded USDA home loans in Covington County, MS in 2025, 3 loans in all, per HMDA, FFIEC/CFPB data. The most active were GMFS Mortgage (1), Paramount Residential Mortgage Group (1) and Hometrust Mortgage Company (1). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Covington County are linked below.",
  "county": {
    "fips": "28031",
    "name": "Covington County",
    "state": "MS"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 3,
    "lenders_10": 0,
    "loans": 3,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 64997,
      "name": "GMFS Mortgage",
      "slug": "gmfs-mortgage-64997",
      "canonical_url": "https://lendb.ai/lender/gmfs-mortgage-64997",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 1710730,
            "full_name": "MeLisa McBride",
            "canonical_url": "https://lendb.ai/lo/melisa-mcbride-1710730",
            "branch_city": "Hattiesburg",
            "branch_state": "MS"
          }
        ]
      }
    },
    {
      "nmls_id": 75243,
      "name": "Paramount Residential Mortgage Group",
      "slug": "paramount-residential-mortgage-group-75243",
      "canonical_url": "https://lendb.ai/lender/paramount-residential-mortgage-group-75243",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 149932,
      "name": "Hometrust Mortgage Company",
      "slug": "hometrust-mortgage-company-149932",
      "canonical_url": "https://lendb.ai/lender/hometrust-mortgage-company-149932",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}