{
  "canonical_url": "https://lendb.ai/in/mississippi/desoto-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 106 funded conventional home loans in DeSoto County, MS in 2025, 1,175 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (242), Regions Bank (93) and Nations Lending (59). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near DeSoto County are linked below.",
  "county": {
    "fips": "28033",
    "name": "DeSoto County",
    "state": "MS"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 106,
    "lenders_10": 26,
    "loans": 1175,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 242,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 174490,
      "name": "Regions Bank",
      "slug": "regions-bank-174490",
      "canonical_url": "https://lendb.ai/lender/regions-bank-174490",
      "loans": 93,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 32416,
      "name": "Nations Lending",
      "slug": "nations-lending-32416",
      "canonical_url": "https://lendb.ai/lender/nations-lending-32416",
      "loans": 59,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 57,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 44,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 42,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399807,
      "name": "Navy Federal Credit Union",
      "slug": "navy-federal-399807",
      "canonical_url": "https://lendb.ai/lender/navy-federal-399807",
      "loans": 40,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 38,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 185241,
            "full_name": "Shelley Dunn",
            "canonical_url": "https://lendb.ai/lo/shelley-dunn-185241",
            "branch_city": "Southaven",
            "branch_state": "MS"
          },
          {
            "nmls_id": 921334,
            "full_name": "Pamela Lane",
            "canonical_url": "https://lendb.ai/lo/pamela-lane-921334",
            "branch_city": "Southaven",
            "branch_state": "MS"
          },
          {
            "nmls_id": 1657897,
            "full_name": "Susan Lee",
            "canonical_url": "https://lendb.ai/lo/susan-lee-1657897",
            "branch_city": "Olive Branch",
            "branch_state": "MS"
          }
        ]
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 31,
      "includes_brokered": false,
      "loan_officers": {
        "total": 5,
        "people": [
          {
            "nmls_id": 104578,
            "full_name": "Tim Smith",
            "canonical_url": "https://lendb.ai/lo/tim-smith-104578",
            "branch_city": "Memphis",
            "branch_state": "TN"
          },
          {
            "nmls_id": 911682,
            "full_name": "Jake Ott",
            "canonical_url": "https://lendb.ai/lo/jake-ott-911682",
            "branch_city": "Memphis",
            "branch_state": "TN"
          },
          {
            "nmls_id": 1894574,
            "full_name": "Chase Buckles",
            "canonical_url": "https://lendb.ai/lo/michael-buckles-1894574",
            "branch_city": "Memphis",
            "branch_state": "TN"
          }
        ]
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 31,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}