{
  "canonical_url": "https://lendb.ai/in/missouri/cape-girardeau-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 4 funded USDA home loans in Cape Girardeau County, MO in 2025, 5 loans in all, per HMDA, FFIEC/CFPB data. The most active were Guild Mortgage (2), NQM Funding, LLC (1) and Flat Branch Mortgage, Inc. (1). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Cape Girardeau County are linked below.",
  "county": {
    "fips": "29031",
    "name": "Cape Girardeau County",
    "state": "MO"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 4,
    "lenders_10": 0,
    "loans": 5,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 279909,
            "full_name": "Lorraine King",
            "canonical_url": "https://lendb.ai/lo/lorraine-king-279909",
            "branch_city": "Cape Girardeau",
            "branch_state": "MO"
          },
          {
            "nmls_id": 545219,
            "full_name": "Marnie Mitchell",
            "canonical_url": "https://lendb.ai/lo/marnie-mitchell-545219",
            "branch_city": "Cape Girardeau",
            "branch_state": "MO"
          },
          {
            "nmls_id": 2669260,
            "full_name": "Gabe Hackman",
            "canonical_url": "https://lendb.ai/lo/gabe-hackman-2669260",
            "branch_city": "Cape Girardeau",
            "branch_state": "MO"
          }
        ]
      }
    },
    {
      "nmls_id": 75597,
      "name": "NQM Funding, LLC",
      "slug": "nqm-funding-75597",
      "canonical_url": "https://lendb.ai/lender/nqm-funding-75597",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 224149,
      "name": "Flat Branch Mortgage, Inc.",
      "slug": "flat-branch-mortgage-inc-224149",
      "canonical_url": "https://lendb.ai/lender/flat-branch-mortgage-inc-224149",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 227262,
      "name": "DAS Acquisition Company, LLC",
      "slug": "das-acquisition-company-llc-227262",
      "canonical_url": "https://lendb.ai/lender/das-acquisition-company-llc-227262",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}