{
  "canonical_url": "https://lendb.ai/in/missouri/clay-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 112 funded conventional home loans in Clay County, MO in 2025, 2,593 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (323), PrimeLending (260) and Fairway Independent Mortgage Corporation (214). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Clay County are linked below.",
  "county": {
    "fips": "29047",
    "name": "Clay County",
    "state": "MO"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 112,
    "lenders_10": 43,
    "loans": 2593,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 323,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 13649,
      "name": "PrimeLending",
      "slug": "primelending-13649",
      "canonical_url": "https://lendb.ai/lender/primelending-13649",
      "loans": 260,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 214,
      "includes_brokered": false,
      "loan_officers": {
        "total": 20,
        "people": [
          {
            "nmls_id": 2221807,
            "full_name": "Nick Shiever",
            "canonical_url": "https://lendb.ai/lo/nick-shiever-2221807",
            "branch_city": "Liberty",
            "branch_state": "MO"
          },
          {
            "nmls_id": 928910,
            "full_name": "Michelle O'Rear",
            "canonical_url": "https://lendb.ai/lo/hanaan-o-rear-928910",
            "branch_city": "Kearney",
            "branch_state": "MO"
          },
          {
            "nmls_id": 964408,
            "full_name": "Anita Filardo",
            "canonical_url": "https://lendb.ai/lo/anita-filardo-964408",
            "branch_city": "Kansas City",
            "branch_state": "MO"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 186,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 12007,
      "name": "LeaderOne Financial",
      "slug": "leaderone-financial-12007",
      "canonical_url": "https://lendb.ai/lender/leaderone-financial-12007",
      "loans": 150,
      "includes_brokered": false,
      "loan_officers": {
        "total": 11,
        "people": [
          {
            "nmls_id": 246949,
            "full_name": "Roy Pointer",
            "canonical_url": "https://lendb.ai/lo/roy-pointer-246949",
            "branch_city": "Kearney",
            "branch_state": "MO"
          },
          {
            "nmls_id": 267163,
            "full_name": "Carey Hiatt",
            "canonical_url": "https://lendb.ai/lo/carey-hiatt-267163",
            "branch_city": "Kearney",
            "branch_state": "MO"
          },
          {
            "nmls_id": 1245088,
            "full_name": "Nick Roberts",
            "canonical_url": "https://lendb.ai/lo/nick-roberts-1245088",
            "branch_city": "Kearney",
            "branch_state": "MO"
          }
        ]
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 123,
      "includes_brokered": false,
      "loan_officers": {
        "total": 28,
        "people": [
          {
            "nmls_id": 1835107,
            "full_name": "Mike Verhoff",
            "canonical_url": "https://lendb.ai/lo/mike-verhoff-1835107",
            "branch_city": "Liberty",
            "branch_state": "MO"
          },
          {
            "nmls_id": 2086937,
            "full_name": "Ammon Dorsey",
            "canonical_url": "https://lendb.ai/lo/ammon-dorsey-2086937",
            "branch_city": "Liberty",
            "branch_state": "MO"
          },
          {
            "nmls_id": 1130753,
            "full_name": "Kimberly Downs",
            "canonical_url": "https://lendb.ai/lo/kimberly-downs-1130753",
            "branch_city": "Kansas City",
            "branch_state": "MO"
          }
        ]
      }
    },
    {
      "nmls_id": 224149,
      "name": "Flat Branch Mortgage, Inc.",
      "slug": "flat-branch-mortgage-inc-224149",
      "canonical_url": "https://lendb.ai/lender/flat-branch-mortgage-inc-224149",
      "loans": 100,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 75164,
      "name": "Prosperity Home Mortgage",
      "slug": "prosperity-home-mortgage-75164",
      "canonical_url": "https://lendb.ai/lender/prosperity-home-mortgage-75164",
      "loans": 64,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 402761,
      "name": "U.S. Bank",
      "slug": "us-bank-402761",
      "canonical_url": "https://lendb.ai/lender/us-bank-402761",
      "loans": 63,
      "includes_brokered": false,
      "loan_officers": {
        "total": 7,
        "people": [
          {
            "nmls_id": 650106,
            "full_name": "Jacob Winslow",
            "canonical_url": "https://lendb.ai/lo/jacob-winslow-650106",
            "branch_city": "Shawnee",
            "branch_state": "KS"
          },
          {
            "nmls_id": 653811,
            "full_name": "Deborah Hannon",
            "canonical_url": "https://lendb.ai/lo/deborah-hannon-653811",
            "branch_city": "Gladstone",
            "branch_state": "MO"
          },
          {
            "nmls_id": 2874431,
            "full_name": "Lisandro González",
            "canonical_url": "https://lendb.ai/lo/lisandro-gonzalez-2874431",
            "branch_city": "Kansas City",
            "branch_state": "KS"
          }
        ]
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 61,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}