{
  "canonical_url": "https://lendb.ai/in/missouri/franklin-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 75 funded conventional home loans in Franklin County, MO in 2025, 725 loans in all, per HMDA, FFIEC/CFPB data. The most active were Guild Mortgage (102), Rocket Mortgage (60) and Flat Branch Mortgage, Inc. (55). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Franklin County are linked below.",
  "county": {
    "fips": "29071",
    "name": "Franklin County",
    "state": "MO"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 75,
    "lenders_10": 18,
    "loans": 725,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 102,
      "includes_brokered": false,
      "loan_officers": {
        "total": 61,
        "people": [
          {
            "nmls_id": 279865,
            "full_name": "Kevin O'Connell",
            "canonical_url": "https://lendb.ai/lo/kevin-o-connell-279865",
            "branch_city": "Washington",
            "branch_state": "MO"
          },
          {
            "nmls_id": 279880,
            "full_name": "Kelly O'Connell",
            "canonical_url": "https://lendb.ai/lo/kelly-o-connell-279880",
            "branch_city": "Washington",
            "branch_state": "MO"
          },
          {
            "nmls_id": 50816,
            "full_name": "Christopher Joseph Beahm",
            "canonical_url": "https://lendb.ai/lo/christopher-beahm-50816",
            "branch_city": "Chesterfield",
            "branch_state": "MO"
          }
        ]
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 60,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 224149,
      "name": "Flat Branch Mortgage, Inc.",
      "slug": "flat-branch-mortgage-inc-224149",
      "canonical_url": "https://lendb.ai/lender/flat-branch-mortgage-inc-224149",
      "loans": 55,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 433960,
      "name": "Citizens Bank",
      "slug": "citizens-bank-433960",
      "canonical_url": "https://lendb.ai/lender/citizens-bank-433960",
      "loans": 53,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 49,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 402761,
      "name": "U.S. Bank",
      "slug": "us-bank-402761",
      "canonical_url": "https://lendb.ai/lender/us-bank-402761",
      "loans": 40,
      "includes_brokered": false,
      "loan_officers": {
        "total": 14,
        "people": [
          {
            "nmls_id": 400492,
            "full_name": "Matt Gallagher",
            "canonical_url": "https://lendb.ai/lo/matt-gallagher-400492",
            "branch_city": "Chesterfield",
            "branch_state": "MO"
          },
          {
            "nmls_id": 442561,
            "full_name": "Sandy Gantt",
            "canonical_url": "https://lendb.ai/lo/sandy-gantt-442561",
            "branch_city": "Chesterfield",
            "branch_state": "MO"
          },
          {
            "nmls_id": 502504,
            "full_name": "Lori Mihal",
            "canonical_url": "https://lendb.ai/lo/lori-mihal-502504",
            "branch_city": "Chesterfield",
            "branch_state": "MO"
          }
        ]
      }
    },
    {
      "nmls_id": 227262,
      "name": "DAS Acquisition Company, LLC",
      "slug": "das-acquisition-company-llc-227262",
      "canonical_url": "https://lendb.ai/lender/das-acquisition-company-llc-227262",
      "loans": 39,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 32,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 6606,
      "name": "New American Funding",
      "slug": "new-american-funding-6606",
      "canonical_url": "https://lendb.ai/lender/new-american-funding-6606",
      "loans": 23,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 17,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}