{
  "canonical_url": "https://lendb.ai/in/missouri/jefferson-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 104 funded conventional home loans in Jefferson County, MO in 2025, 2,320 loans in all, per HMDA, FFIEC/CFPB data. The most active were Guild Mortgage (363), Rocket Mortgage (230) and United Wholesale Mortgage (202). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Jefferson County are linked below.",
  "county": {
    "fips": "29099",
    "name": "Jefferson County",
    "state": "MO"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 104,
    "lenders_10": 33,
    "loans": 2320,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 363,
      "includes_brokered": false,
      "loan_officers": {
        "total": 69,
        "people": [
          {
            "nmls_id": 237697,
            "full_name": "Stephanie Marie Shipley",
            "canonical_url": "https://lendb.ai/lo/stephanie-marie-shipley-237697",
            "branch_city": "Imperial",
            "branch_state": "MO"
          },
          {
            "nmls_id": 275213,
            "full_name": "Nick A Maddock",
            "canonical_url": "https://lendb.ai/lo/nick-maddock-275213",
            "branch_city": "Imperial",
            "branch_state": "MO"
          },
          {
            "nmls_id": 328031,
            "full_name": "Joseph William Shipley",
            "canonical_url": "https://lendb.ai/lo/joseph-william-shipley-328031",
            "branch_city": "Imperial",
            "branch_state": "MO"
          }
        ]
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 230,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 202,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 227262,
      "name": "DAS Acquisition Company, LLC",
      "slug": "das-acquisition-company-llc-227262",
      "canonical_url": "https://lendb.ai/lender/das-acquisition-company-llc-227262",
      "loans": 163,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 6606,
      "name": "New American Funding",
      "slug": "new-american-funding-6606",
      "canonical_url": "https://lendb.ai/lender/new-american-funding-6606",
      "loans": 149,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 402761,
      "name": "U.S. Bank",
      "slug": "us-bank-402761",
      "canonical_url": "https://lendb.ai/lender/us-bank-402761",
      "loans": 106,
      "includes_brokered": false,
      "loan_officers": {
        "total": 14,
        "people": [
          {
            "nmls_id": 400492,
            "full_name": "Matt Gallagher",
            "canonical_url": "https://lendb.ai/lo/matt-gallagher-400492",
            "branch_city": "Chesterfield",
            "branch_state": "MO"
          },
          {
            "nmls_id": 442561,
            "full_name": "Sandy Gantt",
            "canonical_url": "https://lendb.ai/lo/sandy-gantt-442561",
            "branch_city": "Chesterfield",
            "branch_state": "MO"
          },
          {
            "nmls_id": 502504,
            "full_name": "Lori Mihal",
            "canonical_url": "https://lendb.ai/lo/lori-mihal-502504",
            "branch_city": "Chesterfield",
            "branch_state": "MO"
          }
        ]
      }
    },
    {
      "nmls_id": 224149,
      "name": "Flat Branch Mortgage, Inc.",
      "slug": "flat-branch-mortgage-inc-224149",
      "canonical_url": "https://lendb.ai/lender/flat-branch-mortgage-inc-224149",
      "loans": 93,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 138063,
      "name": "Gershman Investment Corp.",
      "slug": "gershman-investment-corp-138063",
      "canonical_url": "https://lendb.ai/lender/gershman-investment-corp-138063",
      "loans": 89,
      "includes_brokered": false,
      "loan_officers": {
        "total": 29,
        "people": [
          {
            "nmls_id": 400696,
            "full_name": "Joe Gardner",
            "canonical_url": "https://lendb.ai/lo/joe-gardner-400696",
            "branch_city": "Chesterfield",
            "branch_state": "MO"
          },
          {
            "nmls_id": 423684,
            "full_name": "David Paul",
            "canonical_url": "https://lendb.ai/lo/david-paul-423684",
            "branch_city": "Chesterfield",
            "branch_state": "MO"
          },
          {
            "nmls_id": 1109552,
            "full_name": "Ben MacLeay",
            "canonical_url": "https://lendb.ai/lo/ben-macleay-1109552",
            "branch_city": "Chesterfield",
            "branch_state": "MO"
          }
        ]
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 77,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 75,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}