{
  "canonical_url": "https://lendb.ai/in/missouri/jefferson-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 13 funded USDA home loans in Jefferson County, MO in 2025, 56 loans in all, per HMDA, FFIEC/CFPB data. The most active were Guild Mortgage (25), United Wholesale Mortgage (5) and American Pacific Mortgage (4). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Jefferson County are linked below.",
  "county": {
    "fips": "29099",
    "name": "Jefferson County",
    "state": "MO"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 13,
    "lenders_10": 1,
    "loans": 56,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 25,
      "includes_brokered": false,
      "loan_officers": {
        "total": 69,
        "people": [
          {
            "nmls_id": 237697,
            "full_name": "Stephanie Marie Shipley",
            "canonical_url": "https://lendb.ai/lo/stephanie-marie-shipley-237697",
            "branch_city": "Imperial",
            "branch_state": "MO"
          },
          {
            "nmls_id": 275213,
            "full_name": "Nick A Maddock",
            "canonical_url": "https://lendb.ai/lo/nick-maddock-275213",
            "branch_city": "Imperial",
            "branch_state": "MO"
          },
          {
            "nmls_id": 328031,
            "full_name": "Joseph William Shipley",
            "canonical_url": "https://lendb.ai/lo/joseph-william-shipley-328031",
            "branch_city": "Imperial",
            "branch_state": "MO"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 5,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1850,
      "name": "American Pacific Mortgage",
      "slug": "american-pacific-mortgage-1850",
      "canonical_url": "https://lendb.ai/lender/american-pacific-mortgage-1850",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 256586,
            "full_name": "Keran Fears",
            "canonical_url": "https://lendb.ai/lo/keran-fears-256586",
            "branch_city": "Hillsboro",
            "branch_state": "MO"
          }
        ]
      }
    },
    {
      "nmls_id": 6606,
      "name": "New American Funding",
      "slug": "new-american-funding-6606",
      "canonical_url": "https://lendb.ai/lender/new-american-funding-6606",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 196858,
      "name": "Bayshore Mortgage Funding, LLC",
      "slug": "bayshore-mortgage-funding-llc-196858",
      "canonical_url": "https://lendb.ai/lender/bayshore-mortgage-funding-llc-196858",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 227262,
      "name": "DAS Acquisition Company, LLC",
      "slug": "das-acquisition-company-llc-227262",
      "canonical_url": "https://lendb.ai/lender/das-acquisition-company-llc-227262",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 138063,
      "name": "Gershman Investment Corp.",
      "slug": "gershman-investment-corp-138063",
      "canonical_url": "https://lendb.ai/lender/gershman-investment-corp-138063",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 29,
        "people": [
          {
            "nmls_id": 400696,
            "full_name": "Joe Gardner",
            "canonical_url": "https://lendb.ai/lo/joe-gardner-400696",
            "branch_city": "Chesterfield",
            "branch_state": "MO"
          },
          {
            "nmls_id": 423684,
            "full_name": "David Paul",
            "canonical_url": "https://lendb.ai/lo/david-paul-423684",
            "branch_city": "Chesterfield",
            "branch_state": "MO"
          },
          {
            "nmls_id": 1109552,
            "full_name": "Ben MacLeay",
            "canonical_url": "https://lendb.ai/lo/ben-macleay-1109552",
            "branch_city": "Chesterfield",
            "branch_state": "MO"
          }
        ]
      }
    },
    {
      "nmls_id": 104621,
      "name": "Consumer Real Estate Finance Co.",
      "slug": "consumer-real-estate-finance-co-104621",
      "canonical_url": "https://lendb.ai/lender/consumer-real-estate-finance-co-104621",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 4,
        "people": [
          {
            "nmls_id": 221207,
            "full_name": "Chris Davis",
            "canonical_url": "https://lendb.ai/lo/chris-davis-221207",
            "branch_city": "St. Louis",
            "branch_state": "MO"
          },
          {
            "nmls_id": 227160,
            "full_name": "Simeon \"The Mortgage Man\" Williams",
            "canonical_url": "https://lendb.ai/lo/simeon-the-mortgage-man-williams-227160",
            "branch_city": "St. Louis",
            "branch_state": "MO"
          },
          {
            "nmls_id": 260541,
            "full_name": "Laurenn Allee",
            "canonical_url": "https://lendb.ai/lo/laurenn-allee-260541",
            "branch_city": "St. Louis",
            "branch_state": "MO"
          }
        ]
      }
    },
    {
      "nmls_id": 2113,
      "name": "Plaza Home Mortgage, Inc.",
      "slug": "plaza-home-mortgage-inc-2113",
      "canonical_url": "https://lendb.ai/lender/plaza-home-mortgage-inc-2113",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}