{
  "canonical_url": "https://lendb.ai/in/missouri/lincoln-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 69 funded conventional home loans in Lincoln County, MO in 2025, 630 loans in all, per HMDA, FFIEC/CFPB data. The most active were Guild Mortgage (89), Rocket Mortgage (83) and Flat Branch Mortgage, Inc. (49). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Lincoln County are linked below.",
  "county": {
    "fips": "29113",
    "name": "Lincoln County",
    "state": "MO"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 69,
    "lenders_10": 18,
    "loans": 630,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 89,
      "includes_brokered": false,
      "loan_officers": {
        "total": 11,
        "people": [
          {
            "nmls_id": 392067,
            "full_name": "Tony Pogrelis",
            "canonical_url": "https://lendb.ai/lo/tony-pogrelis-392067",
            "branch_city": "Troy",
            "branch_state": "MO"
          },
          {
            "nmls_id": 236517,
            "full_name": "Thomas Cobb",
            "canonical_url": "https://lendb.ai/lo/thomas-cobb-236517",
            "branch_city": "Weldon Spring",
            "branch_state": "MO"
          },
          {
            "nmls_id": 242647,
            "full_name": "Adrian Kleeschulte",
            "canonical_url": "https://lendb.ai/lo/adrian-kleeschulte-242647",
            "branch_city": "Weldon Spring",
            "branch_state": "MO"
          }
        ]
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 83,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 224149,
      "name": "Flat Branch Mortgage, Inc.",
      "slug": "flat-branch-mortgage-inc-224149",
      "canonical_url": "https://lendb.ai/lender/flat-branch-mortgage-inc-224149",
      "loans": 49,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 6606,
      "name": "New American Funding",
      "slug": "new-american-funding-6606",
      "canonical_url": "https://lendb.ai/lender/new-american-funding-6606",
      "loans": 40,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 227262,
      "name": "DAS Acquisition Company, LLC",
      "slug": "das-acquisition-company-llc-227262",
      "canonical_url": "https://lendb.ai/lender/das-acquisition-company-llc-227262",
      "loans": 32,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 31,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 402761,
      "name": "U.S. Bank",
      "slug": "us-bank-402761",
      "canonical_url": "https://lendb.ai/lender/us-bank-402761",
      "loans": 26,
      "includes_brokered": false,
      "loan_officers": {
        "total": 9,
        "people": [
          {
            "nmls_id": 911335,
            "full_name": "Jacob Arnet",
            "canonical_url": "https://lendb.ai/lo/jacob-arnet-911335",
            "branch_city": "Wentzville",
            "branch_state": "MO"
          },
          {
            "nmls_id": 738515,
            "full_name": "Andrew Micciche",
            "canonical_url": "https://lendb.ai/lo/andrew-micciche-738515",
            "branch_city": "Wentzville",
            "branch_state": "MO"
          },
          {
            "nmls_id": 946545,
            "full_name": "Michael Killian",
            "canonical_url": "https://lendb.ai/lo/michael-killian-946545",
            "branch_city": "Wentzville",
            "branch_state": "MO"
          }
        ]
      }
    },
    {
      "nmls_id": 32416,
      "name": "Nations Lending",
      "slug": "nations-lending-32416",
      "canonical_url": "https://lendb.ai/lender/nations-lending-32416",
      "loans": 21,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1561,
      "name": "Vanderbilt Mortgage and Finance, Inc.",
      "slug": "vanderbilt-mortgage-and-finance-inc-1561",
      "canonical_url": "https://lendb.ai/lender/vanderbilt-mortgage-and-finance-inc-1561",
      "loans": 16,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1850,
      "name": "American Pacific Mortgage",
      "slug": "american-pacific-mortgage-1850",
      "canonical_url": "https://lendb.ai/lender/american-pacific-mortgage-1850",
      "loans": 16,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}