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canonical_url: https://lendb.ai/in/missouri/ray-county/conventional-loans
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# Top lenders for conventional loans in Ray County, MO

These are lenders, not loan officers. Of the lenders LenDb lists, 52 funded conventional home loans in Ray County, MO in 2025, 183 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (28), LeaderOne Financial (26) and Fairway Independent Mortgage Corporation (13). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Ray County are linked below.

## Most conventional loans funded, 2025

1. **[Rocket Mortgage](https://lendb.ai/lender/rocket-mortgage-3030)**: 28 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Ray County yet.
2. **[LeaderOne Financial](https://lendb.ai/lender/leaderone-financial-12007)**: 26 conventional loans
   - Loan officers LenDb lists at this lender near Ray County: 3 ([Roy Pointer](https://lendb.ai/lo/roy-pointer-246949), [Carey Hiatt](https://lendb.ai/lo/carey-hiatt-267163), [Nick Roberts](https://lendb.ai/lo/nick-roberts-1245088))
3. **[Fairway Independent Mortgage Corporation](https://lendb.ai/lender/fairway-independent-mortgage-2289)**: 13 conventional loans
   - Loan officers LenDb lists at this lender near Ray County: 4 ([Michelle O'Rear](https://lendb.ai/lo/hanaan-o-rear-928910), [Nick Shiever](https://lendb.ai/lo/nick-shiever-2221807), [Matt Shiever](https://lendb.ai/lo/matthew-shiever-244431), more on the lender page)
4. **[Pennymac](https://lendb.ai/lender/pennymac-35953)**: 9 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Ray County yet.
5. **[Flat Branch Mortgage, Inc.](https://lendb.ai/lender/flat-branch-mortgage-inc-224149)**: 8 conventional loans
   - LenDb does not list loan officers at this lender near Ray County yet.
6. **[United Wholesale Mortgage](https://lendb.ai/lender/united-wholesale-mortgage-3038)**: 7 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Ray County yet.
7. **[PrimeLending](https://lendb.ai/lender/primelending-13649)**: 7 conventional loans
   - LenDb does not list loan officers at this lender near Ray County yet.
8. **[U.S. Bank](https://lendb.ai/lender/us-bank-402761)**: 6 conventional loans
   - Loan officers LenDb lists at this lender near Ray County: 1 ([Deborah Hannon](https://lendb.ai/lo/deborah-hannon-653811))
9. **[Guaranteed Rate (Rate)](https://lendb.ai/lender/guaranteed-rate-2611)**: 5 conventional loans
   - LenDb does not list loan officers at this lender near Ray County yet.
10. **[Guild Mortgage](https://lendb.ai/lender/guild-mortgage-3274)**: 5 conventional loans
   - Loan officers LenDb lists at this lender near Ray County: 4 ([Mike Verhoff](https://lendb.ai/lo/mike-verhoff-1835107), [Ammon Dorsey](https://lendb.ai/lo/ammon-dorsey-2086937), [Dirk Moss](https://lendb.ai/lo/robert-moss-173034), more on the lender page)

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

Cite as: LenDb.ai, https://lendb.ai/in/missouri/ray-county/conventional-loans.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._