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canonical_url: https://lendb.ai/in/missouri/ray-county/fha-loans
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# Top lenders for FHA loans in Ray County, MO

These are lenders, not loan officers. Of the lenders LenDb lists, 31 funded FHA home loans in Ray County, MO in 2025, 87 loans in all, per HMDA, FFIEC/CFPB data. The most active were LeaderOne Financial (24), Rocket Mortgage (9) and Flat Branch Mortgage, Inc. (5). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Ray County are linked below.

## Most FHA loans funded, 2025

1. **[LeaderOne Financial](https://lendb.ai/lender/leaderone-financial-12007)**: 24 FHA loans
   - Loan officers LenDb lists at this lender near Ray County: 3 ([Roy Pointer](https://lendb.ai/lo/roy-pointer-246949), [Carey Hiatt](https://lendb.ai/lo/carey-hiatt-267163), [Nick Roberts](https://lendb.ai/lo/nick-roberts-1245088))
2. **[Rocket Mortgage](https://lendb.ai/lender/rocket-mortgage-3030)**: 9 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Ray County yet.
3. **[Flat Branch Mortgage, Inc.](https://lendb.ai/lender/flat-branch-mortgage-inc-224149)**: 5 FHA loans
   - LenDb does not list loan officers at this lender near Ray County yet.
4. **[Union Home Mortgage](https://lendb.ai/lender/union-home-mortgage-2229)**: 4 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Ray County yet.
5. **[Freedom Mortgage](https://lendb.ai/lender/freedom-mortgage-2767)**: 3 FHA loans
   - LenDb does not list loan officers at this lender near Ray County yet.
6. **[Megastar Financial Corp.](https://lendb.ai/lender/megastar-financial-corp-3043)**: 3 FHA loans
   - LenDb does not list loan officers at this lender near Ray County yet.
7. **[PrimeLending](https://lendb.ai/lender/primelending-13649)**: 3 FHA loans
   - LenDb does not list loan officers at this lender near Ray County yet.
8. **[Endeavor Capital, LLC](https://lendb.ai/lender/endeavor-capital-llc-222524)**: 3 FHA loans
   - LenDb does not list loan officers at this lender near Ray County yet.
9. **[Veterans United Home Loans](https://lendb.ai/lender/veterans-united-home-loans-1907)**: 2 FHA loans
   - LenDb does not list loan officers at this lender near Ray County yet.
10. **[Fairway Independent Mortgage Corporation](https://lendb.ai/lender/fairway-independent-mortgage-2289)**: 2 FHA loans
   - Loan officers LenDb lists at this lender near Ray County: 4 ([Michelle O'Rear](https://lendb.ai/lo/hanaan-o-rear-928910), [Nick Shiever](https://lendb.ai/lo/nick-shiever-2221807), [Matt Shiever](https://lendb.ai/lo/matthew-shiever-244431), more on the lender page)

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

Cite as: LenDb.ai, https://lendb.ai/in/missouri/ray-county/fha-loans.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._