---
canonical_url: https://lendb.ai/in/missouri/ray-county/va-loans
---

# Top lenders for VA loans in Ray County, MO

These are lenders, not loan officers. Of the lenders LenDb lists, 20 funded VA home loans in Ray County, MO in 2025, 46 loans in all, per HMDA, FFIEC/CFPB data. The most active were Veterans United Home Loans (11), Freedom Mortgage (6) and NewDay USA (5). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Ray County are linked below.

## Most VA loans funded, 2025

1. **[Veterans United Home Loans](https://lendb.ai/lender/veterans-united-home-loans-1907)**: 11 VA loans
   - LenDb does not list loan officers at this lender near Ray County yet.
2. **[Freedom Mortgage](https://lendb.ai/lender/freedom-mortgage-2767)**: 6 VA loans
   - LenDb does not list loan officers at this lender near Ray County yet.
3. **[NewDay USA](https://lendb.ai/lender/newday-usa-1043)**: 5 VA loans
   - LenDb does not list loan officers at this lender near Ray County yet.
4. **[Rocket Mortgage](https://lendb.ai/lender/rocket-mortgage-3030)**: 3 VA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Ray County yet.
5. **[LeaderOne Financial](https://lendb.ai/lender/leaderone-financial-12007)**: 3 VA loans
   - Loan officers LenDb lists at this lender near Ray County: 3 ([Roy Pointer](https://lendb.ai/lo/roy-pointer-246949), [Carey Hiatt](https://lendb.ai/lo/carey-hiatt-267163), [Nick Roberts](https://lendb.ai/lo/nick-roberts-1245088))
6. **[Fairway Independent Mortgage Corporation](https://lendb.ai/lender/fairway-independent-mortgage-2289)**: 2 VA loans
   - Loan officers LenDb lists at this lender near Ray County: 4 ([Michelle O'Rear](https://lendb.ai/lo/hanaan-o-rear-928910), [Nick Shiever](https://lendb.ai/lo/nick-shiever-2221807), [Matt Shiever](https://lendb.ai/lo/matthew-shiever-244431), more on the lender page)
7. **[Village Capital & Investment LLC](https://lendb.ai/lender/village-capital-investment-llc-3317)**: 2 VA loans
   - LenDb does not list loan officers at this lender near Ray County yet.
8. **[Navy Federal Credit Union](https://lendb.ai/lender/navy-federal-399807)**: 2 VA loans
   - LenDb does not list loan officers at this lender near Ray County yet.
9. **[Castle & Cooke Mortgage, LLC](https://lendb.ai/lender/castle-cooke-mortgage-llc-1251)**: 1 VA loans
   - LenDb does not list loan officers at this lender near Ray County yet.
10. **[Plaza Home Mortgage, Inc.](https://lendb.ai/lender/plaza-home-mortgage-inc-2113)**: 1 VA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Ray County yet.

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

Cite as: LenDb.ai, https://lendb.ai/in/missouri/ray-county/va-loans.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._