{ "canonical_url": "https://lendb.ai/in/missouri/st-charles-county/conventional-loans", "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 126 funded conventional home loans in St. Charles County, MO in 2025, 4,805 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (482), Guild Mortgage (480) and United Wholesale Mortgage (380). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near St. Charles County are linked below.", "county": { "fips": "29183", "name": "St. Charles County", "state": "MO" }, "loan_type": "conventional", "year": 2025, "source": "HMDA, FFIEC/CFPB", "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025", "totals": { "lenders": 126, "lenders_10": 48, "loans": 4805, "qualifies": true }, "lenders": [ { "nmls_id": 3030, "name": "Rocket Mortgage", "slug": "rocket-mortgage-3030", "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030", "loans": 482, "includes_brokered": true, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 3274, "name": "Guild Mortgage", "slug": "guild-mortgage-3274", "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274", "loans": 480, "includes_brokered": false, "loan_officers": { "total": 85, "people": [ { "nmls_id": 236517, "full_name": "Thomas Cobb", "canonical_url": "https://lendb.ai/lo/thomas-cobb-236517", "branch_city": "Weldon Spring", "branch_state": "MO" }, { "nmls_id": 242647, "full_name": "Adrian Kleeschulte", "canonical_url": "https://lendb.ai/lo/adrian-kleeschulte-242647", "branch_city": "Weldon Spring", "branch_state": "MO" }, { "nmls_id": 253071, "full_name": "Melinda Movick", "canonical_url": "https://lendb.ai/lo/melinda-movick-253071", "branch_city": "Weldon Spring", "branch_state": "MO" } ] } }, { "nmls_id": 3038, "name": "United Wholesale Mortgage (broker finder)", "slug": "united-wholesale-mortgage-3038", "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038", "loans": 380, "includes_brokered": true, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 224149, "name": "Flat Branch Mortgage, Inc.", "slug": "flat-branch-mortgage-inc-224149", "canonical_url": "https://lendb.ai/lender/flat-branch-mortgage-inc-224149", "loans": 330, "includes_brokered": false, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 227262, "name": "DAS Acquisition Company, LLC", "slug": "das-acquisition-company-llc-227262", "canonical_url": "https://lendb.ai/lender/das-acquisition-company-llc-227262", "loans": 308, "includes_brokered": false, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 6606, "name": "New American Funding", "slug": "new-american-funding-6606", "canonical_url": "https://lendb.ai/lender/new-american-funding-6606", "loans": 303, "includes_brokered": false, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 402761, "name": "U.S. Bank", "slug": "us-bank-402761", "canonical_url": "https://lendb.ai/lender/us-bank-402761", "loans": 256, "includes_brokered": false, "loan_officers": { "total": 30, "people": [ { "nmls_id": 400492, "full_name": "Matt Gallagher", "canonical_url": "https://lendb.ai/lo/matt-gallagher-400492", "branch_city": "Chesterfield", "branch_state": "MO" }, { "nmls_id": 442561, "full_name": "Sandy Gantt", "canonical_url": "https://lendb.ai/lo/sandy-gantt-442561", "branch_city": "Chesterfield", "branch_state": "MO" }, { "nmls_id": 502504, "full_name": "Lori Mihal", "canonical_url": "https://lendb.ai/lo/lori-mihal-502504", "branch_city": "Chesterfield", "branch_state": "MO" } ] } }, { "nmls_id": 1850, "name": "American Pacific Mortgage", "slug": "american-pacific-mortgage-1850", "canonical_url": "https://lendb.ai/lender/american-pacific-mortgage-1850", "loans": 181, "includes_brokered": false, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 138063, "name": "Gershman Investment Corp.", "slug": "gershman-investment-corp-138063", "canonical_url": "https://lendb.ai/lender/gershman-investment-corp-138063", "loans": 132, "includes_brokered": false, "loan_officers": { "total": 27, "people": [ { "nmls_id": 343686, "full_name": "Heather Lamont", "canonical_url": "https://lendb.ai/lo/heather-lamont-343686", "branch_city": "St. Peters", "branch_state": "MO" }, { "nmls_id": 400696, "full_name": "Joe Gardner", "canonical_url": "https://lendb.ai/lo/joe-gardner-400696", "branch_city": "Chesterfield", "branch_state": "MO" }, { "nmls_id": 423684, "full_name": "David Paul", "canonical_url": "https://lendb.ai/lo/david-paul-423684", "branch_city": "Chesterfield", "branch_state": "MO" } ] } }, { "nmls_id": 1598647, "name": "Guaranteed Rate Affinity, LLC", "slug": "guaranteed-rate-affinity-llc-1598647", "canonical_url": "https://lendb.ai/lender/guaranteed-rate-affinity-llc-1598647", "loans": 129, "includes_brokered": false, "loan_officers": { "total": 14, "people": [ { "nmls_id": 307941, "full_name": "Andy House", "canonical_url": "https://lendb.ai/lo/andy-house-307941", "branch_city": "Cottleville", "branch_state": "MO" }, { "nmls_id": 640153, "full_name": "Sam Bizzle", "canonical_url": "https://lendb.ai/lo/sam-bizzle-640153", "branch_city": "Cottleville", "branch_state": "MO" }, { "nmls_id": 739314, "full_name": "Tom Lubiewski", "canonical_url": "https://lendb.ai/lo/thomas-lubiewski-739314", "branch_city": "Cottleville", "branch_state": "MO" } ] } } ], "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans." }