{
  "canonical_url": "https://lendb.ai/in/missouri/st-charles-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 3 funded USDA home loans in St. Charles County, MO in 2025, 4 loans in all, per HMDA, FFIEC/CFPB data. The most active were CMG Home Loans (2), Guild Mortgage (1) and Gershman Investment Corp. (1). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near St. Charles County are linked below.",
  "county": {
    "fips": "29183",
    "name": "St. Charles County",
    "state": "MO"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 3,
    "lenders_10": 0,
    "loans": 4,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 4,
        "people": [
          {
            "nmls_id": 221207,
            "full_name": "Chris Davis",
            "canonical_url": "https://lendb.ai/lo/chris-davis-221207",
            "branch_city": "St. Louis",
            "branch_state": "MO"
          },
          {
            "nmls_id": 227160,
            "full_name": "Simeon \"The Mortgage Man\" Williams",
            "canonical_url": "https://lendb.ai/lo/simeon-the-mortgage-man-williams-227160",
            "branch_city": "St. Louis",
            "branch_state": "MO"
          },
          {
            "nmls_id": 260541,
            "full_name": "Laurenn Allee",
            "canonical_url": "https://lendb.ai/lo/laurenn-allee-260541",
            "branch_city": "St. Louis",
            "branch_state": "MO"
          }
        ]
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 85,
        "people": [
          {
            "nmls_id": 236517,
            "full_name": "Thomas Cobb",
            "canonical_url": "https://lendb.ai/lo/thomas-cobb-236517",
            "branch_city": "Weldon Spring",
            "branch_state": "MO"
          },
          {
            "nmls_id": 242647,
            "full_name": "Adrian Kleeschulte",
            "canonical_url": "https://lendb.ai/lo/adrian-kleeschulte-242647",
            "branch_city": "Weldon Spring",
            "branch_state": "MO"
          },
          {
            "nmls_id": 253071,
            "full_name": "Melinda Movick",
            "canonical_url": "https://lendb.ai/lo/melinda-movick-253071",
            "branch_city": "Weldon Spring",
            "branch_state": "MO"
          }
        ]
      }
    },
    {
      "nmls_id": 138063,
      "name": "Gershman Investment Corp.",
      "slug": "gershman-investment-corp-138063",
      "canonical_url": "https://lendb.ai/lender/gershman-investment-corp-138063",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 27,
        "people": [
          {
            "nmls_id": 343686,
            "full_name": "Heather Lamont",
            "canonical_url": "https://lendb.ai/lo/heather-lamont-343686",
            "branch_city": "St. Peters",
            "branch_state": "MO"
          },
          {
            "nmls_id": 400696,
            "full_name": "Joe Gardner",
            "canonical_url": "https://lendb.ai/lo/joe-gardner-400696",
            "branch_city": "Chesterfield",
            "branch_state": "MO"
          },
          {
            "nmls_id": 423684,
            "full_name": "David Paul",
            "canonical_url": "https://lendb.ai/lo/david-paul-423684",
            "branch_city": "Chesterfield",
            "branch_state": "MO"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}