{
  "canonical_url": "https://lendb.ai/in/missouri/st-charles-county/va-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 57 funded VA home loans in St. Charles County, MO in 2025, 657 loans in all, per HMDA, FFIEC/CFPB data. The most active were Veterans United Home Loans (118), United Wholesale Mortgage (76) and Freedom Mortgage (56). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near St. Charles County are linked below.",
  "county": {
    "fips": "29183",
    "name": "St. Charles County",
    "state": "MO"
  },
  "loan_type": "va",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 57,
    "lenders_10": 17,
    "loans": 657,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 1907,
      "name": "Veterans United Home Loans",
      "slug": "veterans-united-home-loans-1907",
      "canonical_url": "https://lendb.ai/lender/veterans-united-home-loans-1907",
      "loans": 118,
      "includes_brokered": false,
      "loan_officers": {
        "total": 108,
        "people": [
          {
            "nmls_id": 165771,
            "full_name": "Elias \"LEE\" Montano III",
            "canonical_url": "https://lendb.ai/lo/elias-lee-montano-iii-165771",
            "branch_city": "Earth City",
            "branch_state": "MO"
          },
          {
            "nmls_id": 738413,
            "full_name": "Greg Tartaglia",
            "canonical_url": "https://lendb.ai/lo/gregory-tartaglia-738413",
            "branch_city": "Earth City",
            "branch_state": "MO"
          },
          {
            "nmls_id": 1025330,
            "full_name": "Zach Kieffer",
            "canonical_url": "https://lendb.ai/lo/zachary-kieffer-1025330",
            "branch_city": "Earth City",
            "branch_state": "MO"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 76,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 56,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 45,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 29,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399807,
      "name": "Navy Federal Credit Union",
      "slug": "navy-federal-399807",
      "canonical_url": "https://lendb.ai/lender/navy-federal-399807",
      "loans": 25,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 24,
      "includes_brokered": false,
      "loan_officers": {
        "total": 85,
        "people": [
          {
            "nmls_id": 236517,
            "full_name": "Thomas Cobb",
            "canonical_url": "https://lendb.ai/lo/thomas-cobb-236517",
            "branch_city": "Weldon Spring",
            "branch_state": "MO"
          },
          {
            "nmls_id": 242647,
            "full_name": "Adrian Kleeschulte",
            "canonical_url": "https://lendb.ai/lo/adrian-kleeschulte-242647",
            "branch_city": "Weldon Spring",
            "branch_state": "MO"
          },
          {
            "nmls_id": 253071,
            "full_name": "Melinda Movick",
            "canonical_url": "https://lendb.ai/lo/melinda-movick-253071",
            "branch_city": "Weldon Spring",
            "branch_state": "MO"
          }
        ]
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 22,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 227262,
      "name": "DAS Acquisition Company, LLC",
      "slug": "das-acquisition-company-llc-227262",
      "canonical_url": "https://lendb.ai/lender/das-acquisition-company-llc-227262",
      "loans": 22,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 224149,
      "name": "Flat Branch Mortgage, Inc.",
      "slug": "flat-branch-mortgage-inc-224149",
      "canonical_url": "https://lendb.ai/lender/flat-branch-mortgage-inc-224149",
      "loans": 21,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}