{
  "canonical_url": "https://lendb.ai/in/missouri/st-louis-city/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 118 funded conventional home loans in St. Louis city, MO in 2025, 2,278 loans in all, per HMDA, FFIEC/CFPB data. The most active were Guild Mortgage (354), Rocket Mortgage (172) and United Wholesale Mortgage (164). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near St. Louis city are linked below.",
  "county": {
    "fips": "29510",
    "name": "St. Louis city",
    "state": "MO"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 118,
    "lenders_10": 40,
    "loans": 2278,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 354,
      "includes_brokered": false,
      "loan_officers": {
        "total": 81,
        "people": [
          {
            "nmls_id": 236011,
            "full_name": "Dino Herenda",
            "canonical_url": "https://lendb.ai/lo/dino-herenda-236011",
            "branch_city": "St Louis",
            "branch_state": "MO"
          },
          {
            "nmls_id": 229005,
            "full_name": "Jeffrey Pasternak",
            "canonical_url": "https://lendb.ai/lo/jeffrey-pasternak-229005",
            "branch_city": "St Louis",
            "branch_state": "MO"
          },
          {
            "nmls_id": 231207,
            "full_name": "Dave DeNoyer",
            "canonical_url": "https://lendb.ai/lo/david-denoyer-231207",
            "branch_city": "St Louis",
            "branch_state": "MO"
          }
        ]
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 172,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 164,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 227262,
      "name": "DAS Acquisition Company, LLC",
      "slug": "das-acquisition-company-llc-227262",
      "canonical_url": "https://lendb.ai/lender/das-acquisition-company-llc-227262",
      "loans": 135,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 6606,
      "name": "New American Funding",
      "slug": "new-american-funding-6606",
      "canonical_url": "https://lendb.ai/lender/new-american-funding-6606",
      "loans": 133,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 402761,
      "name": "U.S. Bank",
      "slug": "us-bank-402761",
      "canonical_url": "https://lendb.ai/lender/us-bank-402761",
      "loans": 98,
      "includes_brokered": false,
      "loan_officers": {
        "total": 23,
        "people": [
          {
            "nmls_id": 697491,
            "full_name": "Dean Pilcher",
            "canonical_url": "https://lendb.ai/lo/dean-pilcher-697491",
            "branch_city": "Earth City",
            "branch_state": "MO"
          },
          {
            "nmls_id": 1134273,
            "full_name": "Brian Liebig",
            "canonical_url": "https://lendb.ai/lo/brian-liebig-1134273",
            "branch_city": "Chesterfield",
            "branch_state": "MO"
          },
          {
            "nmls_id": 400492,
            "full_name": "Matt Gallagher",
            "canonical_url": "https://lendb.ai/lo/matt-gallagher-400492",
            "branch_city": "Chesterfield",
            "branch_state": "MO"
          }
        ]
      }
    },
    {
      "nmls_id": 30998,
      "name": "Delmar Financial Company",
      "slug": "delmar-financial-company-30998",
      "canonical_url": "https://lendb.ai/lender/delmar-financial-company-30998",
      "loans": 90,
      "includes_brokered": false,
      "loan_officers": {
        "total": 50,
        "people": [
          {
            "nmls_id": 41148,
            "full_name": "Keith Maddox",
            "canonical_url": "https://lendb.ai/lo/keith-maddox-41148",
            "branch_city": "St. Louis",
            "branch_state": "MO"
          },
          {
            "nmls_id": 231729,
            "full_name": "Marie Cuddihee",
            "canonical_url": "https://lendb.ai/lo/marie-cuddihee-231729",
            "branch_city": "St. Louis",
            "branch_state": "MO"
          },
          {
            "nmls_id": 243283,
            "full_name": "Robert Heideman",
            "canonical_url": "https://lendb.ai/lo/robert-heideman-243283",
            "branch_city": "St. Louis",
            "branch_state": "MO"
          }
        ]
      }
    },
    {
      "nmls_id": 224149,
      "name": "Flat Branch Mortgage, Inc.",
      "slug": "flat-branch-mortgage-inc-224149",
      "canonical_url": "https://lendb.ai/lender/flat-branch-mortgage-inc-224149",
      "loans": 81,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1598647,
      "name": "Guaranteed Rate Affinity, LLC",
      "slug": "guaranteed-rate-affinity-llc-1598647",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-affinity-llc-1598647",
      "loans": 79,
      "includes_brokered": false,
      "loan_officers": {
        "total": 14,
        "people": [
          {
            "nmls_id": 1052663,
            "full_name": "David Goldberg",
            "canonical_url": "https://lendb.ai/lo/david-goldberg-1052663",
            "branch_city": "Clayton",
            "branch_state": "MO"
          },
          {
            "nmls_id": 1861751,
            "full_name": "Jean Kavanaugh",
            "canonical_url": "https://lendb.ai/lo/jean-kavanaugh-1861751",
            "branch_city": "Clayton",
            "branch_state": "MO"
          },
          {
            "nmls_id": 246708,
            "full_name": "Bill Clince",
            "canonical_url": "https://lendb.ai/lo/william-clince-246708",
            "branch_city": "St. Louis",
            "branch_state": "MO"
          }
        ]
      }
    },
    {
      "nmls_id": 138063,
      "name": "Gershman Investment Corp.",
      "slug": "gershman-investment-corp-138063",
      "canonical_url": "https://lendb.ai/lender/gershman-investment-corp-138063",
      "loans": 66,
      "includes_brokered": false,
      "loan_officers": {
        "total": 33,
        "people": [
          {
            "nmls_id": 400696,
            "full_name": "Joe Gardner",
            "canonical_url": "https://lendb.ai/lo/joe-gardner-400696",
            "branch_city": "Chesterfield",
            "branch_state": "MO"
          },
          {
            "nmls_id": 423684,
            "full_name": "David Paul",
            "canonical_url": "https://lendb.ai/lo/david-paul-423684",
            "branch_city": "Chesterfield",
            "branch_state": "MO"
          },
          {
            "nmls_id": 1109552,
            "full_name": "Ben MacLeay",
            "canonical_url": "https://lendb.ai/lo/ben-macleay-1109552",
            "branch_city": "Chesterfield",
            "branch_state": "MO"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}