{
  "canonical_url": "https://lendb.ai/in/missouri/st-louis-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 142 funded conventional home loans in St. Louis County, MO in 2025, 9,019 loans in all, per HMDA, FFIEC/CFPB data. The most active were Guild Mortgage (1,171), United Wholesale Mortgage (1,010) and Rocket Mortgage (745). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near St. Louis County are linked below.",
  "county": {
    "fips": "29189",
    "name": "St. Louis County",
    "state": "MO"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 142,
    "lenders_10": 71,
    "loans": 9019,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 1171,
      "includes_brokered": false,
      "loan_officers": {
        "total": 81,
        "people": [
          {
            "nmls_id": 229005,
            "full_name": "Jeffrey Pasternak",
            "canonical_url": "https://lendb.ai/lo/jeffrey-pasternak-229005",
            "branch_city": "St Louis",
            "branch_state": "MO"
          },
          {
            "nmls_id": 231207,
            "full_name": "Dave DeNoyer",
            "canonical_url": "https://lendb.ai/lo/david-denoyer-231207",
            "branch_city": "St Louis",
            "branch_state": "MO"
          },
          {
            "nmls_id": 243802,
            "full_name": "Jeff Griege",
            "canonical_url": "https://lendb.ai/lo/jeff-griege-243802",
            "branch_city": "St Louis",
            "branch_state": "MO"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 1010,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 745,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 6606,
      "name": "New American Funding",
      "slug": "new-american-funding-6606",
      "canonical_url": "https://lendb.ai/lender/new-american-funding-6606",
      "loans": 560,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 227262,
      "name": "DAS Acquisition Company, LLC",
      "slug": "das-acquisition-company-llc-227262",
      "canonical_url": "https://lendb.ai/lender/das-acquisition-company-llc-227262",
      "loans": 555,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 402761,
      "name": "U.S. Bank",
      "slug": "us-bank-402761",
      "canonical_url": "https://lendb.ai/lender/us-bank-402761",
      "loans": 491,
      "includes_brokered": false,
      "loan_officers": {
        "total": 30,
        "people": [
          {
            "nmls_id": 1134273,
            "full_name": "Brian Liebig",
            "canonical_url": "https://lendb.ai/lo/brian-liebig-1134273",
            "branch_city": "Chesterfield",
            "branch_state": "MO"
          },
          {
            "nmls_id": 697491,
            "full_name": "Dean Pilcher",
            "canonical_url": "https://lendb.ai/lo/dean-pilcher-697491",
            "branch_city": "Earth City",
            "branch_state": "MO"
          },
          {
            "nmls_id": 400492,
            "full_name": "Matt Gallagher",
            "canonical_url": "https://lendb.ai/lo/matt-gallagher-400492",
            "branch_city": "Chesterfield",
            "branch_state": "MO"
          }
        ]
      }
    },
    {
      "nmls_id": 224149,
      "name": "Flat Branch Mortgage, Inc.",
      "slug": "flat-branch-mortgage-inc-224149",
      "canonical_url": "https://lendb.ai/lender/flat-branch-mortgage-inc-224149",
      "loans": 366,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1598647,
      "name": "Guaranteed Rate Affinity, LLC",
      "slug": "guaranteed-rate-affinity-llc-1598647",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-affinity-llc-1598647",
      "loans": 270,
      "includes_brokered": false,
      "loan_officers": {
        "total": 14,
        "people": [
          {
            "nmls_id": 308093,
            "full_name": "Laura Gardner",
            "canonical_url": "https://lendb.ai/lo/laura-gardner-308093",
            "branch_city": "Town and Country",
            "branch_state": "MO"
          },
          {
            "nmls_id": 1052663,
            "full_name": "David Goldberg",
            "canonical_url": "https://lendb.ai/lo/david-goldberg-1052663",
            "branch_city": "Clayton",
            "branch_state": "MO"
          },
          {
            "nmls_id": 1861751,
            "full_name": "Jean Kavanaugh",
            "canonical_url": "https://lendb.ai/lo/jean-kavanaugh-1861751",
            "branch_city": "Clayton",
            "branch_state": "MO"
          }
        ]
      }
    },
    {
      "nmls_id": 30998,
      "name": "Delmar Financial Company",
      "slug": "delmar-financial-company-30998",
      "canonical_url": "https://lendb.ai/lender/delmar-financial-company-30998",
      "loans": 229,
      "includes_brokered": false,
      "loan_officers": {
        "total": 50,
        "people": [
          {
            "nmls_id": 41148,
            "full_name": "Keith Maddox",
            "canonical_url": "https://lendb.ai/lo/keith-maddox-41148",
            "branch_city": "St. Louis",
            "branch_state": "MO"
          },
          {
            "nmls_id": 231729,
            "full_name": "Marie Cuddihee",
            "canonical_url": "https://lendb.ai/lo/marie-cuddihee-231729",
            "branch_city": "St. Louis",
            "branch_state": "MO"
          },
          {
            "nmls_id": 243283,
            "full_name": "Robert Heideman",
            "canonical_url": "https://lendb.ai/lo/robert-heideman-243283",
            "branch_city": "St. Louis",
            "branch_state": "MO"
          }
        ]
      }
    },
    {
      "nmls_id": 399798,
      "name": "JPMorgan Chase Bank (Chase Home Lending)",
      "slug": "chase-399798",
      "canonical_url": "https://lendb.ai/lender/chase-399798",
      "loans": 206,
      "includes_brokered": false,
      "loan_officers": {
        "total": 4,
        "people": [
          {
            "nmls_id": 968194,
            "full_name": "Mark Bult",
            "canonical_url": "https://lendb.ai/lo/mark-bult-968194",
            "branch_city": "Brentwood",
            "branch_state": "MO"
          },
          {
            "nmls_id": 845221,
            "full_name": "Amy Frillman",
            "canonical_url": "https://lendb.ai/lo/amy-frillman-845221",
            "branch_city": "St Louis",
            "branch_state": "MO"
          },
          {
            "nmls_id": 735999,
            "full_name": "Adam Lauman",
            "canonical_url": "https://lendb.ai/lo/adam-lauman-735999",
            "branch_city": "Saint Charles",
            "branch_state": "MO"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}