{
  "canonical_url": "https://lendb.ai/in/montana/yellowstone-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 44 funded FHA home loans in Yellowstone County, MT in 2025, 394 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (59), Lower (49) and Guild Mortgage (47). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Yellowstone County are linked below.",
  "county": {
    "fips": "30111",
    "name": "Yellowstone County",
    "state": "MT"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 44,
    "lenders_10": 11,
    "loans": 394,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 59,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1124061,
      "name": "Lower",
      "slug": "lower-1124061",
      "canonical_url": "https://lendb.ai/lender/lower-1124061",
      "loans": 49,
      "includes_brokered": true,
      "loan_officers": {
        "total": 4,
        "people": [
          {
            "nmls_id": 260645,
            "full_name": "Trina Wood",
            "canonical_url": "https://lendb.ai/lo/trina-wood-260645",
            "branch_city": "Billings",
            "branch_state": "MT"
          },
          {
            "nmls_id": 930916,
            "full_name": "Tawna Leonard",
            "canonical_url": "https://lendb.ai/lo/tawna-leonard-930916",
            "branch_city": "Billings",
            "branch_state": "MT"
          },
          {
            "nmls_id": 1620055,
            "full_name": "Brian Hafner",
            "canonical_url": "https://lendb.ai/lo/brian-hafner-1620055",
            "branch_city": "Billings",
            "branch_state": "MT"
          }
        ]
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 47,
      "includes_brokered": false,
      "loan_officers": {
        "total": 5,
        "people": [
          {
            "nmls_id": 172306,
            "full_name": "Sheri Pexa",
            "canonical_url": "https://lendb.ai/lo/sheri-pexa-172306",
            "branch_city": "Billings",
            "branch_state": "MT"
          },
          {
            "nmls_id": 250504,
            "full_name": "Dede Stoner",
            "canonical_url": "https://lendb.ai/lo/dede-stoner-250504",
            "branch_city": "Billings",
            "branch_state": "MT"
          },
          {
            "nmls_id": 1235492,
            "full_name": "Lexie Williams",
            "canonical_url": "https://lendb.ai/lo/lexie-williams-1235492",
            "branch_city": "Billings",
            "branch_state": "MT"
          }
        ]
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 33,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 20,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 46375,
      "name": "CalCon Mutual Mortgage LLC",
      "slug": "calcon-mutual-mortgage-llc-46375",
      "canonical_url": "https://lendb.ai/lender/calcon-mutual-mortgage-llc-46375",
      "loans": 19,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 18,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 6606,
      "name": "New American Funding",
      "slug": "new-american-funding-6606",
      "canonical_url": "https://lendb.ai/lender/new-american-funding-6606",
      "loans": 15,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 12,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 489002,
            "full_name": "Andria Eames",
            "canonical_url": "https://lendb.ai/lo/andria-eames-489002",
            "branch_city": "Billings",
            "branch_state": "MT"
          },
          {
            "nmls_id": 526357,
            "full_name": "Kamber Kelly",
            "canonical_url": "https://lendb.ai/lo/kamber-kelly-526357",
            "branch_city": "Billings",
            "branch_state": "MT"
          }
        ]
      }
    },
    {
      "nmls_id": 3925,
      "name": "Kind Lending, LLC",
      "slug": "kind-lending-3925",
      "canonical_url": "https://lendb.ai/lender/kind-lending-3925",
      "loans": 12,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}