{
  "canonical_url": "https://lendb.ai/in/new-jersey/atlantic-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 8 funded USDA home loans in Atlantic County, NJ in 2025, 9 loans in all, per HMDA, FFIEC/CFPB data. The most active were Newrez (2), CMG Home Loans (1) and Union Home Mortgage (1). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Atlantic County are linked below.",
  "county": {
    "fips": "34001",
    "name": "Atlantic County",
    "state": "NJ"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 8,
    "lenders_10": 0,
    "loans": 9,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 2,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 8,
        "people": [
          {
            "nmls_id": 311746,
            "full_name": "Michelle Cohen",
            "canonical_url": "https://lendb.ai/lo/michelle-cohen-311746",
            "branch_city": "Northfield",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 71285,
            "full_name": "Mike Rosman",
            "canonical_url": "https://lendb.ai/lo/michael-rosman-71285",
            "branch_city": "Northfield",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 403877,
            "full_name": "J. Thomas Perkins",
            "canonical_url": "https://lendb.ai/lo/james-perkins-403877",
            "branch_city": "Northfield",
            "branch_state": "NJ"
          }
        ]
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 124572,
            "full_name": "Dennis John Dennis",
            "canonical_url": "https://lendb.ai/lo/dennis-dennis-124572",
            "branch_city": "Beach Haven",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 1468861,
            "full_name": "Jeff Koch",
            "canonical_url": "https://lendb.ai/lo/jeff-koch-1468861",
            "branch_city": "Beach Haven",
            "branch_state": "NJ"
          }
        ]
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 849171,
            "full_name": "Christopher Hutchins",
            "canonical_url": "https://lendb.ai/lo/christopher-hutchins-849171",
            "branch_city": "Ventnor",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 403742,
            "full_name": "Stephen Bachman",
            "canonical_url": "https://lendb.ai/lo/stephen-bachman-403742",
            "branch_city": "Ventnor",
            "branch_state": "NJ"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 33041,
      "name": "Advisors Mortgage Group, L.L.C.",
      "slug": "advisors-mortgage-group-l-l-c-33041",
      "canonical_url": "https://lendb.ai/lender/advisors-mortgage-group-l-l-c-33041",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1564450,
      "name": "Nation One Mortgage Corporation",
      "slug": "nation-one-mortgage-corporation-1564450",
      "canonical_url": "https://lendb.ai/lender/nation-one-mortgage-corporation-1564450",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}