{
  "canonical_url": "https://lendb.ai/in/new-jersey/bergen-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 207 funded conventional home loans in Bergen County, NJ in 2025, 7,685 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (900), CrossCountry Mortgage (521) and JPMorgan Chase Bank (Chase Home Lending) (457). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Bergen County are linked below.",
  "county": {
    "fips": "34003",
    "name": "Bergen County",
    "state": "NJ"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 207,
    "lenders_10": 101,
    "loans": 7685,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 900,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 521,
      "includes_brokered": false,
      "loan_officers": {
        "total": 281,
        "people": [
          {
            "nmls_id": 129448,
            "full_name": "Mohamed Illyas",
            "canonical_url": "https://lendb.ai/lo/mohamed-illyas-129448",
            "branch_city": "Oradell",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 6845,
            "full_name": "Anthony Nicholas",
            "canonical_url": "https://lendb.ai/lo/anthony-nicholas-6845",
            "branch_city": "Montvale",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 7155,
            "full_name": "Andrew Savoca",
            "canonical_url": "https://lendb.ai/lo/andrew-savoca-7155",
            "branch_city": "Montvale",
            "branch_state": "NJ"
          }
        ]
      }
    },
    {
      "nmls_id": 399798,
      "name": "JPMorgan Chase Bank (Chase Home Lending)",
      "slug": "chase-399798",
      "canonical_url": "https://lendb.ai/lender/chase-399798",
      "loans": 457,
      "includes_brokered": false,
      "loan_officers": {
        "total": 172,
        "people": [
          {
            "nmls_id": 624065,
            "full_name": "Rachel Velez",
            "canonical_url": "https://lendb.ai/lo/rachel-velez-624065",
            "branch_city": "Ridgewood",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 420568,
            "full_name": "Salvador Aguia",
            "canonical_url": "https://lendb.ai/lo/salvador-aguia-420568",
            "branch_city": "Bergenfield",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 279221,
            "full_name": "Stuart Greenbaum",
            "canonical_url": "https://lendb.ai/lo/stuart-greenbaum-279221",
            "branch_city": "Teaneck",
            "branch_state": "NJ"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 448,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 332,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 316,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1281698,
      "name": "Luminate Bank",
      "slug": "luminate-bank-1281698",
      "canonical_url": "https://lendb.ai/lender/luminate-bank-1281698",
      "loans": 207,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399801,
      "name": "Wells Fargo Home Mortgage",
      "slug": "wells-fargo-399801",
      "canonical_url": "https://lendb.ai/lender/wells-fargo-399801",
      "loans": 195,
      "includes_brokered": false,
      "loan_officers": {
        "total": 65,
        "people": [
          {
            "nmls_id": 532482,
            "full_name": "Sean Andrew Fitzpatrick",
            "canonical_url": "https://lendb.ai/lo/sean-andrew-fitzpatrick-532482",
            "branch_city": "Bogota",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 403958,
            "full_name": "Lilliam Rodriguez",
            "canonical_url": "https://lendb.ai/lo/lilliam-rodriguez-403958",
            "branch_city": "Kearny",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 32900,
            "full_name": "Adam W Turkewitz",
            "canonical_url": "https://lendb.ai/lo/adam-turkewitz-32900",
            "branch_city": "New York",
            "branch_state": "NY"
          }
        ]
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 180,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 172,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}