{
  "canonical_url": "https://lendb.ai/in/new-jersey/cape-may-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 134 funded conventional home loans in Cape May County, NJ in 2025, 1,834 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (211), loanDepot (126) and U.S. Bank (110). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Cape May County are linked below.",
  "county": {
    "fips": "34009",
    "name": "Cape May County",
    "state": "NJ"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 134,
    "lenders_10": 35,
    "loans": 1834,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 211,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 126,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 402761,
      "name": "U.S. Bank",
      "slug": "us-bank-402761",
      "canonical_url": "https://lendb.ai/lender/us-bank-402761",
      "loans": 110,
      "includes_brokered": false,
      "loan_officers": {
        "total": 6,
        "people": [
          {
            "nmls_id": 76054,
            "full_name": "Michael McNamee",
            "canonical_url": "https://lendb.ai/lo/michael-mcnamee-76054",
            "branch_city": "Ocean City",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 342106,
            "full_name": "Joe Conlin",
            "canonical_url": "https://lendb.ai/lo/joe-conlin-342106",
            "branch_city": "Ocean City",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 588599,
            "full_name": "Josie Henry",
            "canonical_url": "https://lendb.ai/lo/josie-henry-588599",
            "branch_city": "Ocean City",
            "branch_state": "NJ"
          }
        ]
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 101,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 75164,
      "name": "Prosperity Home Mortgage",
      "slug": "prosperity-home-mortgage-75164",
      "canonical_url": "https://lendb.ai/lender/prosperity-home-mortgage-75164",
      "loans": 99,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 95,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 849171,
            "full_name": "Christopher Hutchins",
            "canonical_url": "https://lendb.ai/lo/christopher-hutchins-849171",
            "branch_city": "Ventnor",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 403742,
            "full_name": "Stephen Bachman",
            "canonical_url": "https://lendb.ai/lo/stephen-bachman-403742",
            "branch_city": "Ventnor",
            "branch_state": "NJ"
          }
        ]
      }
    },
    {
      "nmls_id": 433960,
      "name": "Citizens Bank",
      "slug": "citizens-bank-433960",
      "canonical_url": "https://lendb.ai/lender/citizens-bank-433960",
      "loans": 94,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399801,
      "name": "Wells Fargo Home Mortgage",
      "slug": "wells-fargo-399801",
      "canonical_url": "https://lendb.ai/lender/wells-fargo-399801",
      "loans": 68,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 62,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 134841,
            "full_name": "David Strassner",
            "canonical_url": "https://lendb.ai/lo/david-strassner-134841",
            "branch_city": "Cape May",
            "branch_state": "NJ"
          }
        ]
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 56,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}