{
  "canonical_url": "https://lendb.ai/in/new-jersey/cumberland-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 102 funded conventional home loans in Cumberland County, NJ in 2025, 906 loans in all, per HMDA, FFIEC/CFPB data. The most active were Nation One Mortgage Corporation (158), Rocket Mortgage (133) and Guaranteed Rate (Rate) (50). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Cumberland County are linked below.",
  "county": {
    "fips": "34011",
    "name": "Cumberland County",
    "state": "NJ"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 102,
    "lenders_10": 25,
    "loans": 906,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 1564450,
      "name": "Nation One Mortgage Corporation",
      "slug": "nation-one-mortgage-corporation-1564450",
      "canonical_url": "https://lendb.ai/lender/nation-one-mortgage-corporation-1564450",
      "loans": 158,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 133,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 50,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 66247,
      "name": "Cardinal Financial Company",
      "slug": "cardinal-financial-66247",
      "canonical_url": "https://lendb.ai/lender/cardinal-financial-66247",
      "loans": 48,
      "includes_brokered": true,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 1734058,
            "full_name": "Sacha Borrero",
            "canonical_url": "https://lendb.ai/lo/sacha-borrero-1734058",
            "branch_city": "Vineland",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 1959007,
            "full_name": "Dani St. John",
            "canonical_url": "https://lendb.ai/lo/dani-st-john-1959007",
            "branch_city": "Vineland",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 200768,
            "full_name": "Cat Borrero",
            "canonical_url": "https://lendb.ai/lo/cat-borrero-200768",
            "branch_city": "Vineland",
            "branch_state": "NJ"
          }
        ]
      }
    },
    {
      "nmls_id": 2254210,
      "name": "Champions Funding, LLC",
      "slug": "champions-funding-llc-2254210",
      "canonical_url": "https://lendb.ai/lender/champions-funding-llc-2254210",
      "loans": 34,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 29,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 21,
      "includes_brokered": false,
      "loan_officers": {
        "total": 5,
        "people": [
          {
            "nmls_id": 161495,
            "full_name": "Susie Montague",
            "canonical_url": "https://lendb.ai/lo/susanne-montague-161495",
            "branch_city": "Dover",
            "branch_state": "DE"
          },
          {
            "nmls_id": 1722079,
            "full_name": "Martha Pfeiffer",
            "canonical_url": "https://lendb.ai/lo/martha-pfeiffer-1722079",
            "branch_city": "Dover",
            "branch_state": "DE"
          },
          {
            "nmls_id": 1851124,
            "full_name": "Meghan Shockley",
            "canonical_url": "https://lendb.ai/lo/meghan-shockley-1851124",
            "branch_city": "Dover",
            "branch_state": "DE"
          }
        ]
      }
    },
    {
      "nmls_id": 75164,
      "name": "Prosperity Home Mortgage",
      "slug": "prosperity-home-mortgage-75164",
      "canonical_url": "https://lendb.ai/lender/prosperity-home-mortgage-75164",
      "loans": 19,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 18,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1168,
      "name": "AmeriSave Mortgage",
      "slug": "amerisave-mortgage-1168",
      "canonical_url": "https://lendb.ai/lender/amerisave-mortgage-1168",
      "loans": 16,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}