{
  "canonical_url": "https://lendb.ai/in/new-jersey/cumberland-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 61 funded FHA home loans in Cumberland County, NJ in 2025, 638 loans in all, per HMDA, FFIEC/CFPB data. The most active were Nation One Mortgage Corporation (226), Rocket Mortgage (42) and Guaranteed Rate (Rate) (34). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Cumberland County are linked below.",
  "county": {
    "fips": "34011",
    "name": "Cumberland County",
    "state": "NJ"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 61,
    "lenders_10": 15,
    "loans": 638,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 1564450,
      "name": "Nation One Mortgage Corporation",
      "slug": "nation-one-mortgage-corporation-1564450",
      "canonical_url": "https://lendb.ai/lender/nation-one-mortgage-corporation-1564450",
      "loans": 226,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 42,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 34,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 32,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 66247,
      "name": "Cardinal Financial Company",
      "slug": "cardinal-financial-66247",
      "canonical_url": "https://lendb.ai/lender/cardinal-financial-66247",
      "loans": 32,
      "includes_brokered": true,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 1734058,
            "full_name": "Sacha Borrero",
            "canonical_url": "https://lendb.ai/lo/sacha-borrero-1734058",
            "branch_city": "Vineland",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 1959007,
            "full_name": "Dani St. John",
            "canonical_url": "https://lendb.ai/lo/dani-st-john-1959007",
            "branch_city": "Vineland",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 200768,
            "full_name": "Cat Borrero",
            "canonical_url": "https://lendb.ai/lo/cat-borrero-200768",
            "branch_city": "Vineland",
            "branch_state": "NJ"
          }
        ]
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 31,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 21,
      "includes_brokered": false,
      "loan_officers": {
        "total": 5,
        "people": [
          {
            "nmls_id": 161495,
            "full_name": "Susie Montague",
            "canonical_url": "https://lendb.ai/lo/susanne-montague-161495",
            "branch_city": "Dover",
            "branch_state": "DE"
          },
          {
            "nmls_id": 1722079,
            "full_name": "Martha Pfeiffer",
            "canonical_url": "https://lendb.ai/lo/martha-pfeiffer-1722079",
            "branch_city": "Dover",
            "branch_state": "DE"
          },
          {
            "nmls_id": 1851124,
            "full_name": "Meghan Shockley",
            "canonical_url": "https://lendb.ai/lo/meghan-shockley-1851124",
            "branch_city": "Dover",
            "branch_state": "DE"
          }
        ]
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 17,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2926,
      "name": "emm loans llc",
      "slug": "emm-loans-llc-2926",
      "canonical_url": "https://lendb.ai/lender/emm-loans-llc-2926",
      "loans": 12,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 13988,
      "name": "Acre Mortgage & Financial, Inc.",
      "slug": "acre-mortgage-financial-inc-13988",
      "canonical_url": "https://lendb.ai/lender/acre-mortgage-financial-inc-13988",
      "loans": 12,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}